I am an efficient and motivated corporate banking professional with more than 9 years of experience in the banking industry. My background in credit analysis, account management, and relationship management has equipped me to support corporate clients across a range of financing and trade solutions. I am seeking to take on greater responsibilities and further develop my expertise in cross-border financial services.
Overview
11
11
years of professional experience
1
1
Certification
3
3
Languages
Work History
Relationship Manager, Corporate Banking
Industrial and Commercial Bank of China (Malaysia) Berhad
09.2023 - Current
Manage and expand a portfolio of corporate clients, focusing on mid-to-large enterprises with cross-border trade, investment, and financing needs.
Originate, structure, and deliver customised corporate banking solutions — including trade finance, project financing, treasury products, and syndicated loans to support client growth and regional expansion.
Conduct comprehensive credit assessments, prepare internal credit proposals and ratings, and coordinate with risk, credit, and compliance teams to ensure alignment with ICBC Group standards.
Leverage ICBC’s global network to facilitate market entry and capital access for Chinese outbound enterprises and local corporates, particularly in high-growth sectors such as data centers, infrastructure, manufacturing, and renewable energy.
Work closely with internal stakeholders across departments to deliver holistic banking solutions and deepen client relationships.
Credit Analyst
OCBC Bank (Malaysia) Berhad
01.2021 - 08.2023
Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines.
Work with Commercial Business Units to support all related credit analysis matter.
Credit Analyst
Public Bank Berhad
10.2016 - 01.2021
Processing and assessing of customer credit applications for retail and commercial loans, trade financing.
Involved in entire credit loan life cycle which ranges from generating sales leads, performing credit analysis, loan structuring, securing client’s acceptance, loan documentation, credit review and
loan restructuring.
Perform account management and periodic analytical review on existing customers.
Intern
Deloitte Malaysia
05.2015 - 08.2015
Devising and executing database searches for companies and foreign markets, incorporating financial information into a proprietary financial model and conducting economic, financial and accounting analyses.
Assist in drafting proposals, reports, document requests and other correspondence, as well as preparation of charts, reports and presentations.
Intern
BDO Malaysia
01.2015 - 04.2015
Preparation of audit working papers and draft accounts, vouching to documents, asset sighting and archiving.
Education
Bachelor of Arts (Hons) - Accounting and Finance
University of The West of England
01.2016
Foundation in Business - undefined
Taylor’s University
01.2014
SPM - undefined
SMK Taman Ehsan
01.2011
Certification
Asian Institute of Chartered Bankers, Business Credit Professional and Certified Credit Executive
Timeline
Relationship Manager, Corporate Banking
Industrial and Commercial Bank of China (Malaysia) Berhad
Team Leader - Loan Centralize Processing Centre at Industrial and Commercial Bank of China (M) BerhadTeam Leader - Loan Centralize Processing Centre at Industrial and Commercial Bank of China (M) Berhad
Senior Executive (Team Leader) at Industrial and Commercial Bank of China (M) BerhadSenior Executive (Team Leader) at Industrial and Commercial Bank of China (M) Berhad