Led a team in daily operations of Debt Recovery functions and Risk Management.
Specialist in the Risk & Debt Collection/Recovery industry.
Improved customer satisfaction and drove overall operational improvements.
Consistently saved costs while increasing profits.
Cultural change driver and proven success leader in leadership and organizational development.
Recognized for inspiring management team members to excel and encourage creative work environments.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Head of Unit - Agency Management / SME & Site Visit
CIMB Group
02.2021 - Current
Responsible for the overall collection function and efficiency of Debt Collection Agency Management, SME Post Impaired & Site Visit Management that contribute to Bad Debt Recovery & Loan Loss Provision
Key Focus Point for the bank wide cultural transformation initiative
Coordinating change agents and responsible for culture adaptation of 1,400++ staffs in the division
Involved with team building, workshops, cultural day and relevant change initiatives.
Head of Department (Recovery)
RCE Capital Berhad
01.2019 - 01.2021
Ensured smooth operations and controls for Recovery Department.Support CEO/Head of Division by taking charge in all Recovery matters.
Reduced arrears for Stage 1, Stage 2 (Pre-NPL) accounts and recovered from NPL and Written Off accounts (Stage 3).
Met budget set for Recovery (ECL, NPL Ratio).
Compliance & Simplification initiatives.
Unit Head of Unsecured Recoveries & Agencies
OCBC (M) Berhad
07.2009 - 12.2018
End to end Recovery, Agency and Field visitation management
Heading a team to handle daily operation of bank's Recovery functions internally as well as via field visit officers and external debt collection agency (6 agencies in total)
Handling audits, collections and outsourcing regulations
Leading bank's initiative in obtaining BNM approval for new product outsourcing as well as new empanelment of new debt collection agencies.
Manager
HBG Solutions (Debt Collection Agency)
01.2007 - 01.2008
Supervise collection officers dealing with day-to-day credit management functions for banking client.
Supervisor - Unsecured 30dpd
Citibank Berhad
01.2003 - 01.2007
Supervise a team of collection officers dealing with day-to-day collection for Citibank's Credit Card tardy accounts
Education
Master of Business Studies/Administration/Management (Business & Marketing) -
University of Sunshine Coast
Australia
01.2009
Postgraduate Diploma in Marketing -
Chartered Institute of Marketing (CIM)
United Kingdom
01.2003
Certification
Google - Project Initiation: Starting a Successful Project, Google, 09/2023
Google - Foundations of Project Management, Google, 09/2023