Summary
Overview
Work History
Education
Skills
Certification
Reading & Daily workout
Additional Information
Languages
Training Programs
Timeline
Barista
Paulinus Mendes Efi

Paulinus Mendes Efi

Dili

Summary

Experienced with strategic planning, identifying opportunities for funding and growth. Utilizes relationship-building skills to engage stakeholders and promote initiatives. Knowledge of grant writing and project management to achieve organizational goals.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Credit Analyst

Banco Nacional De Comercio De Timor-Leste, S.A
06.2024 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
  • Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
  • Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
  • Attended credit-related training and conferences to stay informed about industry trends and developments.

Human Resources Development Officer

Banco Nacional De Comercio De Timor-Leste, S. A.
11.2019 - 06.2024
  • Enhanced community engagement by organizing events and initiatives.
  • Developed strategic partnerships for expanding program reach.
  • Increased funding with targeted grant applications.
  • Managed donor relationships, fostering long-term support.
  • Created comprehensive reports for tracking program effectiveness.
  • Facilitated training sessions for staff development and skill enhancement.
  • Strengthened team collaboration with effective project management.
  • Oversaw budget management to ensure optimal resource allocation.
  • Led training sessions on development strategies for board members and other key stakeholders involved in fundraising efforts.
  • Cultivated strong relationships with major donors, leading to enhanced collaboration and sustained contributions.
  • Identified revenue opportunities by collaborating with distribution partners.
  • Organized special events to raise awareness and funds for the organization''s mission and programs.

Education

Master of Business Administration (MBA) - Organizational Leadership, Design Thinking, Etc.

Universitas Padjadjaran
Bandung, Indonesia
02-2025

Skills

  • Communication skills
  • Problem solving
  • Team collaboration
  • Leadership skills
  • Organizational skills
  • Negotiation skills
  • Conflict resolution
  • Creative thinking
  • Research skills
  • Public speaking
  • Staff management
  • Partnership building

Certification

  • First Line Manager, Lembaga Pengembagan Perbankan Indonesia (LPPI), Jakarta Indonesia, 2022.

Reading & Daily workout

Engaging with a variety of texts stimulates neural pathways, boosting memory and comprehension. Daily reading sharpens critical thinking, making it an essential workout for your brain's cognitive resilience. Regular reading exposes you to new words, expanding your vocabulary.

Additional Information

In June 2024, I got my rotation from the Human Capital Division to the Credit Division and am working as a credit analyst. There are some projects I handle, such as digital lending, remittance-based lending products, and involvement as a team for upgrading the banking system

Languages

English
Professional Working
Portuguese
Native or Bilingual
Indonesian
Full Professional
Tetum
Native or Bilingual

Training Programs

1. Comprehensive Human Resources Development (HRD), TransWISH Jakarta, 2020

2. Training Need Analyst: Penyusunan Program Pendidikan dan Pengembangan SDM tahunan Perbankan serta Pengukuran ROI Pelatihan, Infobank, 2021

3. Sosializasaun - IT Policy

4. HUMAN CAPITAL Training, LPPI, Jakarta, 2021

5. General English Public, LELI, 2022

6. First Line Manager, LPPI, 2022

7. Refreshing Training Produto Banku, 2022

8. Mobile and Agency banking, workshop, 2022

9. Human Capital Management Development, LPPI, 2023

Timeline

Credit Analyst

Banco Nacional De Comercio De Timor-Leste, S.A
06.2024 - Current

Human Resources Development Officer

Banco Nacional De Comercio De Timor-Leste, S. A.
11.2019 - 06.2024
  • First Line Manager, Lembaga Pengembagan Perbankan Indonesia, 2022
  • Human Resources Management training
  • Human Capital training

Master of Business Administration (MBA) - Organizational Leadership, Design Thinking, Etc.

Universitas Padjadjaran
Paulinus Mendes Efi