NURUL HIDAYU ABDUL GHANI
SELANGOR
Summary
Experienced Personal Finance Consultant with a proven track record of providing comprehensive financial advice and guidance to individuals. Adept at assessing clients' financial situations, identifying goals and objectives, and developing customized strategies to achieve financial well-being and security. Skilled in creating and implementing financial, managing debt, and optimizing savings and investments. Exceptional communication and interpersonal skills, ensuring strong relationships with customers and the ability to explain complex financial concepts in a clear and relatable manner. Committed to helping individuals make informed financial decisions to achieve their long-term financial goals.
Overview
10
10
years of professional experience
Work History
PERSONAL FINANCE CONSULTANT
CIMB BANK BERHAD
08.2023 - Current
- – Generating new leads through asking for referrals, networking with lawyers, real estate agents, data mining existing depositors for additional opportunities etc.
- – Following up on leads promptly
- – Executing requisite number of con calls.
- – Participating in sales activities / customer acquisition activities organised by Branch or HQ
- To manage sales pipelines by:
- – Participating in sales management routines where sales activities and results will be reviewed with BM
- To maintain accurate and updated information by:
- – Keeping abreast with updated product information and market changes (e.g. revised interest rate of CIMB products and competitors, equity, interest rate markets)
- – Maintaining accurate and updated information on customers.
- – Maintaining accurate and updated information on leads and pipeline reporting.
PERSONAL BANKER
RHB BANK BERHAD
11.2018 - 08.2023
- Utilized strong interpersonal communication skills during client interactions, resulting in increased trust and fostering long-lasting relationships.
- Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
- Boosted sales of bank products through effective cross-selling and up-selling techniques.
Personal Financial Consultant
CIMB BANK
05.2015 - 12.2017
- Created debt management plans, spending plans and budgets to assist clients in meeting financial goals.
- Evaluated financial reporting systems, accounting and collection procedures and investment activities to make recommendations for changes to procedures, operating systems, budgets and other financial control functions.
- Advised clients on portfolio allocation and various investment types.
- Initiated customer relationships through prospecting, lead utilization, local market and community involvement.
Education
Degree - Computer Science (Multimedia Computing)
UiTM Shah Alam
Shah Alam, Selangor, Malaysia09.2013
Diploma - Computer Science
UITM PERLIS
Arau, Perlis, Malaysia09.2010
Skills
- Microsoft Office
- Compliance
- Communication
- Others
LANGUAGES
English Intermediate
Malay Expert
PROFILE
- NO 32 JLN MENTARI 1A/10 BANDAR MAHKOTA BANTING 42700 BANTING SELANGOR
- Nurulhidayu11@ymail.com
- 0133099403
Timeline
PERSONAL FINANCE CONSULTANT
CIMB BANK BERHAD
08.2023 - Current
PERSONAL BANKER
RHB BANK BERHAD
11.2018 - 08.2023
Personal Financial Consultant
CIMB BANK
05.2015 - 12.2017
Degree - Computer Science (Multimedia Computing)
UiTM Shah Alam
Diploma - Computer Science
UITM PERLIS
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