NUR ATIERAH MOHD RAFIE
Ipoh, Perak
Summary
PROFILE
Overview
8
8
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Executive Credit Assesment
Parkson Credit Sdn Bhd
03.2018 - Current
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Gathered loan documentation for underwriting.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
Junior Executive, Credit Management (Debt Collection)
AEON CO (M) SDN BHD
02.2017 - 02.2018
- Achieve the pre-determined targets and standards relating to collection activities
- Contact customers to remind customers of payment schedule
- Manage and maintain customers account to ensure the account are current and well conducted
- Comply with requirements when legal action is unavoidable
- Alert superiors of debtors unwilling or unable to pay when necessary
- Create trust relationship with customer when possible to avoid future issues
Education
Bachelor's Degree - Counselling and Psychology
UNIVERSITI UTARA MALAYSIA
Sintok, KedahMatriculation - Accounting
KOLEJ MATRIKULASI ARAU
PerlisSkills
Teamwork
Problem-solving abilities
Multitasking
Decision-making
Critical thinking
Creative
Good in Communication
Fast Learner
Dedicated
Certification
Dean Award in Semester 1, 7 & 8
Computingskills
- MS Words
- MS Excel
- MS Power Point
Activitiesinvolvement
- Participant in The 14th National Counselling Seminar in collaboration with Ministry of Malaysia, 06/01/14
- As a volunteer in collaboration with Maktab Koperasi Malaysia helping vagrant around Kuala Lumpur, 05/01/14
- Participant in Konvensyen Keusahawanan IPTA Malaysia in collaboration with Universiti Kebangsaan Malaysia, 05/01/13
Timeline
Executive Credit Assesment
Parkson Credit Sdn Bhd
03.2018 - Current
Junior Executive, Credit Management (Debt Collection)
AEON CO (M) SDN BHD
02.2017 - 02.2018
Bachelor's Degree - Counselling and Psychology
UNIVERSITI UTARA MALAYSIA
Matriculation - Accounting
KOLEJ MATRIKULASI ARAU