MUHAMMAD IKHWAN BIN MEGAT SAIDI

Credit Recovery Executive with a strong background in Islamic cooperative financing, credit analysis, and stakeholder engagement. Demonstrated success in reducing Non-Performing Financing (NPF) rates through strategic debt restructuring and analytical reporting. Proven ability to prepare detailed financial reports, develop actionable financing proposals, and manage cooperative programs with national-level visibility. Adept at fostering member engagement and strengthening financial sustainability through data-driven insights and effective program execution. Committed to upholding Shariah-compliant financing principles while enhancing cooperative growth and performance.

• Wakaf Perkhidmatan Menurut Perspektif Islam, Haron Din International Conference on Islamic Jurisprudence (HADIJ), 2023
• Pengaplikasian Mata Wang Kripto Patuh Syariah Dan Impaknya Terhadap Pembangunan Ekonomi Digital, Seminar Kebangsaan, 2022

• Highly motivated, patient, and dedicated in performing responsibilities.
• Willing to undergo any training required to enhance competencies.
• Able to work well under pressure and meet tight deadlines.
• Strong team player with openness to constructive feedback.
• Positive thinker with the ability to adapt quickly to new environments.
• Fast learner with a strong willingness to improve and grow.
• Capable of delivering clear explanations and providing effective instruction.

Nationality: Malaysian

Languages: Fluent in  Bahasa Melayu. Knowledgeable in  Arabic 

Availability: 1 month's notice