Yon Yang Lew

Loan Disbursement & Documentation Compliance & Regulatory Oversight Process Coordination & Risk Management Reporting & Process Improvement Customer & Internal Support

• Facilitate timely disbursement of approved financing based on internal policies and conditions (e.g., hire purchase, mortgage, business loans).
• Prepare and issue Letters of Offer (LO) or Letters of Instruction (LOI) swiftly after credit approval, ensuring adherence to policy and acceptable timelines.
• Verify that all documentation, security agreements, and pre-disbursement conditions are met before releasing funds.
• Ensure all disbursements comply with internal procedures, relevant credit approval terms, and regulatory requirements (e.g., Bank Negara Malaysia guidelines or AMLA).
• Monitor post-disbursement obligations—such as progressive payments, expirations, and conditions—to ensure continued compliance.
• Liaise across departments (e.g., branches, credit, finance) and with external parties (e.g., solicitors, developers) to streamline disbursement workflow.
• Reconcile suspense accounts and escalate discrepancies promptly to mitigate credit risk.
• Maintain documentation logs tracking disbursement stages—LO issuance, acceptance, security completion, and final release.
• Act as a point of contact for disbursement queries from internal teams or customers, providing timely updates.

Financial Document Review Support

• Conduct detailed analysis of financial statements, records, and supporting documentation.
• Verify accuracy, consistency, and compliance with applicable accounting principles and regulatory standards.

Audit Report Preparation

• Draft preliminary summaries, working papers, and supporting notes for audit reports.
• Consolidate audit findings, observations, and recommendations for senior auditors’ review and approval.

Asset Verification & Physical Sighting

• Perform physical verification to confirm the existence, condition, and valuation of assets, including inventory and equipment.
• Reconcile physical asset checks with recorded information to ensure completeness and accuracy.

Audit Software Application (AuditExpress)

• Develop proficiency in AuditExpress software for executing audit procedures.
• Utilize the platform to document audit evidence, generate structured reports, and monitor progress effectively.