Vishan Das
Kuala Lumpur,KL
Summary
Highly motivated and experienced professional in the banking sector, seeking a challenging opportunity to apply extensive knowledge and expertise. Committed to making a significant impact and adding value to the organization, eager to contribute skills in a dynamic and fast-paced environment. Proven track record of success, dedicated to delivering exceptional results and driving the organization towards its goals.
Overview
19
19
years of professional experience
Work History
Head BBOT and Head Client Reviews, WRB
Standard Chartered Bank Ltd
09.2018 - Current
- Lead the business banking onboarding team, ensuring seamless integration of new clients and compliance with all regulatory requirements.
- Develop and implement efficient processes for onboarding small and medium-sized enterprises (SMEs).
- Collaborate with sales, risk, and compliance teams to streamline client onboarding while ensuring adherence to KYC (Know Your Customer) and AML (Anti-Money Laundering) standards.
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
- Monitor and report on key performance indicators (KPIs) to ensure onboarding targets and timelines are met.
- Develop and deliver training programs for staff to enhance operational efficiency and customer service quality.
- Ensure continuous improvement of onboarding processes to enhance client experience and operational efficiency.
- Lead and manage the client review process for both wealth and retail banking clients, ensuring adherence to regulatory and internal compliance standards.
- Oversee the review of high-net-worth and retail client portfolios, ensuring regular updates on risk assessments and compliance with KYC/AML regulations.
- Develop and execute strategies for proactive client engagement, ensuring timely and accurate reviews and addressing client needs.
- Establish and maintain a culture of excellence in client care, ensuring clients' financial goals and regulatory obligations are met.
- Monitor and analyze client review metrics to identify areas for improvement in client experience and operational efficiency.
MANAGER CDD OPERATIONS
Standard Chartered Bank Ltd
11.2015 - 08.2018
- Managing Team of individuals with Specialized skills for reviewing highest risk clients
- Responsible for performing due diligence on the highest risk clients (currently MEDD) before approval
- To Manage, Guide and Instruct CDD team in conducting Client Due Diligence Periodic Risk Review for all EDD Individual clients
- Ensure that all periodic reviews, trigger-based reviews of Individual ETB EDD clients to be conducted according to due schedule and as per Group CDD Procedures and Department Operating Instructions
- To ensure quality and timely completion of all activities by CDD Operations team i.e
- Report extraction, review on core banking system, MIS updating, CDD deficient cases referrals to frontline
- Ensure compliance of AML, CDD Policies & procedures in accordance with Group and Local Regulatory guidelines
- Serve as one-point contact for business functions for coordination and approval
- Execution responsibility for identifying, assessing, monitoring, controlling and mitigating financial crime risk, sanctions risk and reputational risks to the Group
MANAGER CDD OPERATIONS
Standard Chartered Bank Ltd
11.2013 - 10.2015
- Oversee and manage the CDD process to ensure compliance with regulatory requirements and internal policies.
- Supervise a team of CDD analysts, providing guidance, training, and performance evaluations.
- Review and approve customer due diligence reports, ensuring accuracy and thoroughness in KYC (Know Your Customer) assessments.
- Implement and maintain processes for customer onboarding, risk assessment, and periodic reviews.
- Collaborate with compliance and legal teams to address regulatory changes and ensure timely updates to procedures.
- Manage and mitigate risks by identifying potential red flags and escalating issues as needed.
- Ensure the accuracy and timeliness of customer data and documentation in accordance with AML (Anti-Money Laundering) requirements.
- Monitor key performance indicators (KPIs) remain in Green and well below group thresholds, Additionally, ensure team efficiency in completing CDD tasks increases by 15% year on year.
- Liaise with internal stakeholders (e.g., relationship managers, compliance officers) to resolve complex customer issues.
- Prepare and present regular reports on CDD performance and potential compliance risks to senior management.
MANAGER OPERATIONS
Standard Chartered Bank
01.2011 - 10.2013
- Managing, Supervising and handling day-to-day branch operational functions related to areas of Cash, Customer Accounts, FDRs, Remittances, Accounts (FCU), HR, Lockers, ATM, General Services and Security
- Developed strong relationships with clients, resulting in increased loyalty and repeat business.
- Joint custodian of vault and safes including numbered stationery
- Performed monthly compliance checks.
- Supervised a team of employees, fostering a positive work environment and emphasizing professional growth.
- Positive internal audit rating with low incidents of audit objections
- Full compliance with SBP and other regulatory requirements (including account opening, KYC, AML and customer complaints, etc.)
- Timely submission of all internal and external reports
- Backup of Branch Manager
- Any other responsibility assigned by Branch Manager/Country Operations
MANAGER OPERATIONS
Faysal Bank Ltd
01.2009 - 12.2010
- Managing Branch Operations Activities
OPERATIONS SUPPORT OFFICER
10.2007 - 12.2008
- Assist Operations Manager and Branch Manager in managing entire operation of the branch
CREDIT ADMINISTRATION OFFICER
09.2006 - 09.2007
- Review & Vetting of credit proposals (RA's) for CF, SME & Corporate cases
- Visit lawyers / surveyors office for delivering / obtaining of securities documents
- Checking all Legal documents regarding financial facility, all CM approvals, financing agreement and Guarantees as well as security documents
- Daily monitoring and reconciliation of transaction, preparing all Credit reports (Monthly, Quarterly and annually)
- Preparing e_CIB report monthly
TRAINEE OFFICER BATCH # 2
Faysal Bank Limited
03.2006 - 08.2006
- Worked in almost all branch activities
Education
Diploma in Banking -
Institute of Bankers Pakistan
Karachi, Pakistan12.2011
M.B.A - Finance
Hamdard Institute of Management Sciences
Karachi, Pakistan12.2009
B.Com -
Karachi University
Karachi, Pakistan12.2004
Inter Science -
Govt: Shah Latif College
Kamber Ali Khan12.2001
Matriculation -
Govt: Boys High School
Kamber Ali Khan12.1999
Skills
- Skilled in MS Office Applications
- Proficient in Windows Operating Systems
- Client onboarding
- Regulatory compliance
- Risk assessment
- Team leadership
- Process improvement
- Data analysis
- Problem solving
- Teamwork and collaboration
- Flexible and adaptable
- Dependable and responsible
- Multitasking Abilities
- Excellent communication
Area of interest-Watching Cricket, Listening songs
- Passionate about following cricket, including both domestic and international matches, which has enhanced my ability to analyze team strategies and performance.
- An avid listener of a wide range of Indian songs , which helps me unwind and stay mentally refreshed.
Timeline
Head BBOT and Head Client Reviews, WRB
Standard Chartered Bank Ltd
09.2018 - Current
MANAGER CDD OPERATIONS
Standard Chartered Bank Ltd
11.2015 - 08.2018
MANAGER CDD OPERATIONS
Standard Chartered Bank Ltd
11.2013 - 10.2015
MANAGER OPERATIONS
Standard Chartered Bank
01.2011 - 10.2013
MANAGER OPERATIONS
Faysal Bank Ltd
01.2009 - 12.2010
OPERATIONS SUPPORT OFFICER
10.2007 - 12.2008
CREDIT ADMINISTRATION OFFICER
09.2006 - 09.2007
TRAINEE OFFICER BATCH # 2
Faysal Bank Limited
03.2006 - 08.2006
Diploma in Banking -
Institute of Bankers Pakistan
M.B.A - Finance
Hamdard Institute of Management Sciences
B.Com -
Karachi University
Inter Science -
Govt: Shah Latif College
Matriculation -
Govt: Boys High School
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