Open To Work
TIFFANY THOW
Kuala Lumpur
Summary
Treasury & Finance Operations Professional with over 20 years of cross-functional business experience and 7 years of specialized treasury expertise in cash management, banking operations, payment governance, liquidity support, and corporate compliance. Recognized for applying an Industrial Engineering mindset to optimize financial processes, strengthen internal controls, and improve operational efficiency. Committed to leveraging data analytics, business intelligence, and digital innovation to drive continuous improvement, enhance decision-making, and support sustainable business growth.
Overview
25
25
years of professional experience
1
1
Certification
Work History
SENIOR EXECUTIVE, FINANCE (Treasury Operations)
YTY Industry Sdn Bhd
Malaysia
03.2019 - 03.2026
- Optimized treasury operations for multiple entities, including cash positioning, liquidity monitoring, and funding requirements – by reducing transaction delays by 25%.
- Administered banking relationships, KYC compliance, account maintenance, and treasury-related documentation.
- Supported treasury reporting, cash flow management, and financial governance initiatives – by maintaining 99.9% reconciliation accuracy.
- Participated system enhancement and process improvement projects to strengthen controls and operational efficiency.
- Engineered and implemented digital cloud archiving system, reducing retrieval time by 40% and significantly improving audit readiness and internal controls.
SENIOR SALES & MARKETING CUM ADMINISTRATOR
ETS Bio Freeze Sdn Bhd
Malaysia
05.2016 - 03.2019
- Oversaw administration, procurement, inventory, logistics, and customer support functions.
- Implemented accounting and operational systems to improve process efficiency and reporting accuracy.
- Coordinated supply chain activities and vendor relationships to support business operations.
- Supported business development through digital marketing and product catalogue initiatives.
GROUP MARKETING MANAGER
Kumpulan MH Sdn Bhd
Malaysia
08.2012 - 05.2016
- Led group-wide marketing and business development initiatives across hospitality properties.
- Managed budgets, vendor relationships, promotional campaigns, and strategic partnerships.
- Coordinated cross-functional projects to enhance brand visibility and customer engagement.
SENIOR EXECUTIVE, PROJECT & RETAIL
Cempaka Sdn Bhd
Malaysia
06.2009 - 08.2012
- Coordinated property development, retail, and operational improvement projects.
- Managed project stakeholders, contractors, consultants, and regulatory documentation.
- Supported leasing, tenant management, and business development activities.
Business Development, Procurement & Finance Support Roles
01.2001 - 01.2009
- Progressed through roles in business development, procurement, marketing communications, and costing functions across manufacturing, hospitality, property, and service industries.
- Developed foundational expertise in vendor management, project coordination, budgeting, costing analysis, procurement operations, stakeholder engagement, and business process support, which continue to underpin my finance, treasury, and operations capabilities today.
Education
Diploma - Industrial Engineering
INTI International University
Malaysia01-1998
Skills
- Treasury & Finance: Treasury Operations, Cash Management, Liquidity Monitoring, Banking Relationship Management, Financial Controls, KYC & Banking Compliance
- Business Transformation: Process Improvement, System Implementation, Digital Transformation, Data Analysis & Reporting, Process Automation
- Operations Leadership: Project Coordination, Stakeholder Management, Vendor Management, Operational Governance
- Technical Tools: Microsoft Office, Oracle ERP, Xero Accounting, QnE Accounting, Banking Platforms, Power BI
- Professional Strengths: Stakeholder Management, Analytical Problem Solving, Process Optimization, Cross-Functional Collaboration, Continuous Improvement Mindset
Certification
- Microsoft Certified Power BI Data Analyst Associate (2026)
- Microsoft AI Skill Fest (2026): Active participant, exploring AI tools and their application in finance and operations
- International Speaking Mastery by Mitch Carson (2020)
- English Proficiency Workshop by Trainers Asia (2009)
- Project Management by CX Management Development (2009)
LANGUAGES
Spoken: English, Malay, Chinese
Read/Written: English, Malay, Chinese
Timeline
SENIOR EXECUTIVE, FINANCE (Treasury Operations)
YTY Industry Sdn Bhd
03.2019 - 03.2026
SENIOR SALES & MARKETING CUM ADMINISTRATOR
ETS Bio Freeze Sdn Bhd
05.2016 - 03.2019
GROUP MARKETING MANAGER
Kumpulan MH Sdn Bhd
08.2012 - 05.2016
SENIOR EXECUTIVE, PROJECT & RETAIL
Cempaka Sdn Bhd
06.2009 - 08.2012
Business Development, Procurement & Finance Support Roles
01.2001 - 01.2009
Diploma - Industrial Engineering
INTI International University