Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Generic
Tess Fung

Tess Fung

Bank Loan Advisor; Merchandiser
Kuala Lumpur

Summary

Proven track record in financial product sales and customer service at Standard Chartered Bank & Hong Leong Bank Berhad. Experienced in branch operation, direct sales, telemarketing, and planning strategies to achieve sales targets. Team player with skills in inventory management and driving product sales through multiple channels.

Overview

14
14
years of professional experience
2
2
Certifications
3
3
Languages

Work History

Senior Client Centre Executive

Price Solutions Sdn Bhd (Standard Chartered Bank)
05.2024 - Current


  • Proactively engaged with potential and existing clients through outbound calls to promote and sell banking products such as personal loans, balance transfers, and quick cash from the credit card portfolio.
  • Developed customized scripts to address specific client needs, leading to higher conversion rates.
  • Applied effective sales techniques to build customer interest, close sales, and achieve targets.
  • Processed loan applications and monitored their progress, ensuring timely and accurate completion.
  • Identified cross-sell and upsell opportunities to maximize customer value and drive sales growth.
  • Stayed updated on the latest products, market trends, and regulations to provide accurate advice and support to clients.
  • Handled objections and overcame resistance, maintaining professionalism and compliance with regulatory standards.

Senior Executive - Personal Financial Services

Hong Leong Bank Berhad
07.2023 - 04.2024


  • Provided personalized financial advice to walk-in customers, assisting them in selecting appropriate loan products, including personal loans, balance transfer, quick cash, and credit card applications.
  • Built strong relationships with customers, addressing inquiries, resolving concerns, and offering exceptional service to enhance customer satisfaction.
  • Cross-sold additional banking products and services based on customer needs, contributing to branch sales targets and growth.
  • Stayed up-to-date with the latest banking products, policies, and industry trends to provide accurate and relevant information to clients.
  • Set appointments, conducted sales calls, and carried out site visits to customers' locations, engaging with new-to-bank clients and providing personalized loan solutions tailored to their needs.
  • Assisted in processing loan applications, from initial inquiry to final approval, maintaining compliance with bank policies and regulatory requirements.

Senior Merchandising Coordinator

CRL Marketing Sdn Bhd (Carlo Rino Leatherwear)
02.2011 - 06.2023


Senior Merchandising Coordinator (Jul 2022 - Jun 2023)

  • Inspected merchandise for quality and arranged proper display location on floor.
  • Managed the timely replenishment of products to minimize out-of-stock situations and maximize sales potential.
  • Handled time-sensitive projects, including store openings and special events, ensuring all merchandising requirements were met promptly and efficiently.
  • Prepared and analyzed reports to track inventory and purchasing trends.
  • Managed inventory across multiple platforms, including online (Shopee Global, Zalora Global) and offline (11 boutiques, 19 counters) located in major department stores (Aeon, Isetan, Parkson, Sogo).
  • Worked closely with the marketing and sales teams to coordinate product launches, promotions, and seasonal sales events to drive product visibility and sales across both online and offline channels.


Merchandising Coordinator (Jan 2016 - Jun 2022)

  • Directed strategies for procurement of raw materials and complete parts.
  • Negotiated costing with suppliers/vendors for cost-effective procurement, reducing operational expenses.
  • Maintained accurate records of all transactions related to raw material purchases, ensuring traceability and accountability.
  • Developed strong relationships with vendors to ensure continuous supply and minimize risk of disruptions.
  • Managed inventory levels with regular monitoring, ordering, and stock replenishment for optimal product availability.
  • Developed and implemented seasonal merchandise plans, aligning inventory with consumer trends.


Senior Merchandising Assistant (Feb 2011 - Dec 2015)

  • Managed order listing, purchase invoices and prepared banker’s acceptance listings to support financial operations.
  • Coordinated and managed the shipment process, including arranging transportation, tracking shipments, and ensuring timely delivery.
  • Performed quality control inspections on raw materials, finished products, and accessories to ensure compliance with company standards.
  • Coordinated with the warehouse team to manage storage and maintain accurate inventory records to support timely shipment deliveries



Education

Full Set Of Accounts

Pragmatic Business Training Centre (PMC)
12-2008

SPM

SMK TAMAN CONNAUGHT KUALA LUMPUR
Kuala Lumpur, Malaysia
01-2006

Skills

Financial product expertise, Debt management

Direct sales & Telemarketing expertise

Customer relations & Interpersonal skills

Teamwork, Team player

Administrative skills

Purchasing, Procurement

Strategic planning

Stock replenishment & Inventory control

Growth planning

Certification

SPM

Interests

I enjoy swimming for fitness and relaxation

I love travelling to explore new places and cultures

I have a passion for trying different cuisines and discovering new flavors

Timeline

Senior Client Centre Executive

Price Solutions Sdn Bhd (Standard Chartered Bank)
05.2024 - Current

Senior Executive - Personal Financial Services

Hong Leong Bank Berhad
07.2023 - 04.2024

Senior Merchandising Coordinator

CRL Marketing Sdn Bhd (Carlo Rino Leatherwear)
02.2011 - 06.2023

Pragmatic Business Training Centre (PMC)

12-2008

SPM

11-2006

Full Set Of Accounts

Pragmatic Business Training Centre (PMC)

SPM

SMK TAMAN CONNAUGHT KUALA LUMPUR
Tess FungBank Loan Advisor; Merchandiser