Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic
Teng Jone Wayne

Teng Jone Wayne

Credit Analyst

Summary

With 8+ years of experience as an analyst in diverse industries, I have developed strong skills and gained valuable insights into data analysis. Recognized as the winner of the Innovation Contest at a prior company, demonstrating my ability to think creatively and drive meaningful change. Additionally, I actively contribute to the TEDx organization as a member of the Partnership Team, fostering collaboration and bringing inspiring ideas to life.

Overview

11
11
years of professional experience
1
1
Certification
3
3
Languages

Work History

Assistant Manager

Clark's
07.2023 - Current
  • Conducting analysis of credit and receivable data and preparing related reports
  • Reviewing processes and workflows to enhance control and efficiency, while providing backup support for the APAC credit function
  • Coordinating with regional credit teams and other departments for special cases and assisting headquarters with global credit administration tasks
  • Monitoring and maintaining the credit management system

Credit Analyst

Air Products
08.2019 - 06.2023
  • Perform credit evaluation of customers and extend credit limit / payment term in line with company's policies and guidelines
  • Accurately research and review credit histories of new and existing customers and append the respective credit risk rating profile in SAP
  • To exercise judgment based on defined practices and policies, weigh the options available and recommend the appropriate course of actions to the businesses
  • Support the process for calculating and recording the monthly reserve for bad debts

Business Analyst (Small Merchant JAPA)

American Express
10.2018 - 08.2019
  • Identify, analyze, and interpret trends or patterns in complex data sets and provide ongoing reports
  • Manage Small Merchant Group (SMG) capacity planning, occupancy tracking and consolidated performance dashboard
  • Provide campaign downstream metrics analysis, report, dashboard, merchant data support to other stakeholders

Business Travel Account Analyst

American Express
07.2017 - 10.2018
  • Build expertise in reconciliation process and payments and conduct ongoing training with clients
  • Build subject matter expertise and knowledge by proactively engaging in production service delivery
  • Time to time reviewing of portfolio and provide insights on strategize new business plan

Senior Credit Analyst

Coway
12.2013 - 02.2017
  • Setting up the system to assess the creditworthiness of new and existing customers
  • Provide on site training to company sales group on the credit policy and procedure

Education

Business Management -

Sheffield Hallam University

High School - undefined

Saint Gabriel High School

Skills

Flexible Problem-Solving

Certification

Certified International Credit Professional (CICP)

Accomplishments

  • Project PINE: Led an initiative to re-engage dormant accounts, successfully reactivating approximately US$5 million in spending through targeted outreach and incentive programs.
  • GIRO Initiative: Analyzed client payment patterns and spearheaded a campaign to promote AutoPay/Direct Debit adoption, resulting in US$7.5 million collected before the due date , improving cash flow and reducing overdue accounts.
  • FICO Score Implementation: Streamlined credit assessment by automating credit checks using FICO Score, reducing turnaround time from 3 days to just 1 day , enhancing operational efficiency and decision-making speed.

Timeline

Assistant Manager

Clark's
07.2023 - Current

Certified International Credit Professional (CICP)

07-2022

Credit Analyst

Air Products
08.2019 - 06.2023

Business Analyst (Small Merchant JAPA)

American Express
10.2018 - 08.2019

Business Travel Account Analyst

American Express
07.2017 - 10.2018

Senior Credit Analyst

Coway
12.2013 - 02.2017

High School - undefined

Saint Gabriel High School

Business Management -

Sheffield Hallam University
Teng Jone WayneCredit Analyst