Summary
Overview
Work History
Education
Skills
Websites
Personal Information
Languages
References
Certification
Timeline
Subathra Raja Ratnam

Subathra Raja Ratnam

Registered Counsellor
Seri kembangan

Summary

Strong organizational skills with 25 years of expertise in banking and finance. Capable of making critical decisions and establishing a professional attitude. Experienced in counseling clients on positive lifestyle changes. A powerful leader who thrives under pressure and displays positivity.

Overview

30
30
years of professional experience
9
9
years of post-secondary education
11
11
Certifications

Work History

Registered Counsellor/Partner

Peak Mind Power Counselling
4 2022 - Current
  • Perform initial assessments to identify clients' needs and concerns.
  • Offer individual, group, or family counseling sessions to address mental health issues.
  • Create personalized treatment plans based on assessment results and client goals.
  • Integrate Expressive Arts Therapy to enable clients to explore and articulate their thoughts and feelings through creative activities, facilitating emotional expression and transformation.
  • Help clients manage emotional difficulties, life transitions, and personal challenges.
  • Provide information about mental health, coping strategies, and available resources.
  • Facilitate workshops or support groups on various topics related to mental health and well-being.
  • Document client progress, treatment plans, and outcomes in compliance with confidentiality regulations.
  • Work with other healthcare providers, educators, and community organizations to support client needs
  • Keep informed about the latest research and best practices in counseling and mental health care
  • Assist clients in navigating systems such as healthcare, education, or social services to access necessary support


SHORT-TERM EMPLOYMENT PROGRAM (MYSTEP)

Kementerian Pengajian Tinggi
5 2021 - 3 2022
  • Foster mental health improvement for clients, including individuals, groups, and communities.
  • Facilitate open discussions, encouraging clients to express their feelings and experiences.
  • Conduct thorough assessments through discussions, interviews, and observations to determine appropriate testing and interventions.
  • Develop effective treatment strategies that integrate counseling and additional support services.
  • Collaborate with clients to establish and achieve personalized goals.
  • Educate clients on effective coping skills to navigate challenging situations.
  • Plan and facilitate educational programs and workshops to promote mental wellness.

EXECUTIVE OFFICER

CIMB BANK BERHAD
02.2011 - 12.2019
  • Compile, sort and verify the accuracy of data before it is entered
  • Compare data with source documents, or re-enter data in verification format to detect errors
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
  • Meet with applicants to obtain information for loan applications and to answer questions about the process
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval
  • Handle customer complaints and take appropriate action to resolve them
  • Submit applications to credit analysts for verification and recommendation
  • Work with clients to identify their financial goals and to find ways of reaching those goals
  • Analyze potential loan markets and develop referral networks to locate prospects for loans
  • Calculate clients' available monthly income to meet debt obligations
  • Interview clients by telephone or in person to gather financial information
  • Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first
  • Estimate time for debt repayment given amount of debt, interest rates, and available funds
  • Explain loan information to clients, such as available loan types, eligibility requirements, or loan restrictions
  • Examine, evaluate, or process loan applications.

OPERATIONS OFFICER

PUBLIC BANK
11.1995 - 01.2011
  • Answer phone calls and direct calls to appropriate parties or take messages
  • Provide clerical support to other departments
  • Supervise and train other clerical staff and arrange for employee training by scheduling training or organizing training material
  • Review operating practices and procedures to determine whether improvements can be made in areas such as workflow, reporting procedures, or expenditures
  • Count money in cash drawers at the beginning of shifts to ensure that amounts are correct and that there is adequate change
  • Answer customers' questions, and provide information on procedures or policies
  • Refer unresolved customer grievances to designated departments for further investigation
  • Check to ensure that appropriate changes were made to resolve customers' problems
  • Keep records of customer interactions or transactions, recording details of inquiries, complaints, or comments, as well as actions taken
  • Confer with customers by telephone or in person to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints
  • Supervise others and provide on-the-job training
  • Oversee the flow of cash or financial instruments
  • Stay abreast of new types of loans and other financial services and products to better meet customers' needs
  • Handle customer complaints and take appropriate action to resolve them
  • Structure credit proposition to suite customer’s requirements, and assess customer’s creditability base on financial
  • Conduct site inspection for pre-drawdown cases
  • Evaluate and make decision on Hire Purchase application submissions
  • Ensure compliance to internal control guideline.

PAGING OPERATOR

KOMTEL PAGING SDN BHD
05.1995 - 10.1995
  • Operate paging systems or other systems of bells or buzzers to notify recipients of incoming calls.

NURSING AIDE

FATIMAH HOSPITAL
11.1994 - 04.1995
  • Provide patients with information needed to promote health, reduce risk factors, or prevent disease or disability
  • Perform primary care procedures such as suturing, splinting, administering immunizations, taking cultures, and debriding wounds.

Education

PhD in Education - Expressive Art Therapy

Universiti Utara Malaysia
05.2022 - Current

MASTER OF COUNSELLING (MC) - undefined

OPEN UNIVERSITY MALAYSIA
09.2019 - 05.2021

BACHELOR OF MANAGEMENT (HONOURS) WITH PSYCHOLOGY - undefined

WAWASAN OPEN UNIVERSITY
07.2014 - 05.2019

Skills

Ability to Multitask

Personal Information

  • Date of Birth: 11/06/77
  • Nationality: Malaysian

Languages

ENGLISH
BAHASA MELAYU
TAMIL

References

References available upon request

Certification

Cerfification in Tajma Personality Profiling (Personality Assessment Tool)

Timeline

Professional practitioner of expressive arts - PCCP ASIA

05-2024

COGNITIVE BEHAVIOUR THERAPY (CBT) - LEVEL 1

03-2024
Universiti Utara Malaysia - PhD in Education, Expressive Art Therapy
05.2022 - Current

Sturctured Interview for Five Factor Model (SIFFM), Myer Brigs Type Indicator (MBTI) & Marital Evaluation Checklist Training

10-2021

Substance Abuse Counseling COURSE: Understanding the effects of substance abuse to mental health

10-2021

Diagnostic and statistical manual of mental disorders, fifth edition (dsm-5) development Training

10-2021

Certification in DSM 5 Psychological Diagnostics PELAJAR , KEMENTERIAN PENGAJIAN TINGGI

09-2021

RATIONAL EMOTIVE BEHAVIORAL THERAPY (REBT) theory development Training

05-2021

FINANCIAL COUNSELING development TRAINING

05-2021

Cerfification in Tajma Personality Profiling (Personality Assessment Tool)

04-2021

Person-centered theory development Training

03-2021

PSYCHOANALYSIS theory development Training

03-2021
OPEN UNIVERSITY MALAYSIA - MASTER OF COUNSELLING (MC),
09.2019 - 05.2021
WAWASAN OPEN UNIVERSITY - BACHELOR OF MANAGEMENT (HONOURS) WITH PSYCHOLOGY,
07.2014 - 05.2019
EXECUTIVE OFFICER - CIMB BANK BERHAD
02.2011 - 12.2019
OPERATIONS OFFICER - PUBLIC BANK
11.1995 - 01.2011
PAGING OPERATOR - KOMTEL PAGING SDN BHD
05.1995 - 10.1995
NURSING AIDE - FATIMAH HOSPITAL
11.1994 - 04.1995
Registered Counsellor/Partner - Peak Mind Power Counselling
4 2022 - Current
SHORT-TERM EMPLOYMENT PROGRAM (MYSTEP) - Kementerian Pengajian Tinggi
5 2021 - 3 2022
Subathra Raja RatnamRegistered Counsellor