Summary
Overview
Work History
Education
Skills
Websites
Languages
Certification
Training
Strength
Work Availability
Quote
Timeline
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Sharmin Mohsin

Sharmin Mohsin

Kualalampur, Malaysia

Summary

Detail-oriented Bookkeeper well versed in payroll, accounts payable and accounts receivable functions. Excelled in corporate bookkeeping services delivery and learned new technologies to improve efficiency. Impressive accounting and communications skills leading to desirable outcomes. Able to organized Bookkeeper proficient in QuickBooks online & Xero

Analytical Credit Analyst with nearly 12+ years of experience in the Banking Sector. Experience with financial credit analysis of the financial statements. Sound knowledge of credit systems, financial collections, debt management, reporting, and all related credit-based system operations.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Bookkeeper

Accentel SDN BHD
09.2022 - Current
  • Maintained and processed invoices, deposits and money logs.
  • Completed payroll for employees and maintained detailed records of procedures.
  • Tracked expenses and income for businesses while organizing and maintaining bank statements for checking accounts.
  • Reviewed and filed financial documents, coded accounting entries for data processing and posted daily receipts and payments in accordance with all corporate protocols.
  • Entered financial information and payments to guarantee accurate and on-time payments for employees and vendors.
  • Tracked business revenue and expenditures and reconciled accounts to maintain high accuracy.

Credit Analyst

NRB Bank Limited
01.2017 - 08.2022
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Placed customer accounts on hold due to past due payments.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
  • Gathered loan documentation for underwriting.
  • Complied with internal controls and government regulations.

Credit Analyst & Credit Administration Executive

Dhaka Bank Limited
04.2010 - 01.2017
  • Reviewing credit applications to determine the applicant’s creditworthiness based on their income, debt obligations, and other factors
  • Responding to customer service inquiries about account status or payment plans
  • Reviewing and updating client records to ensure that contact information is up to date
  • Calculating interest rates and fees for loans or credit cards based on existing rates and formulas
  • Reviewing financial statements to ensure that they are accurate and complete
  • Reviewing loan applications to determine whether they meet the company’s criteria for lending
  • Observing loan activity to determine whether the terms of a loan have been met by the borrower
  • Contacting delinquent borrowers to remind them of their payment obligations or to offer alternatives such as loan modification programs
  • Reviewing and correcting errors in credit reports to ensure that they are accurate and unbiased

Education

MBA - Finance

State University of Bangladesh
Dhaka, Bangladesh
12.2011

BBA - Finance

State University of Bangladesh
Dhaka, Bangladesh
04.2010

Higher Secondary School Certificate - Business Studies

Dhaka City College
Dhaka, Bangladesh
09.2005

Secondary School Certificate - Science

Mitaly Bidya Pith
Dhaka, Bangladesh
07.2003

Skills

  • Invoice & Bill Management
  • Cash flow, Profit & Loss statement and Balance sheet preparation
  • Reconciliation
  • Payroll Management
  • Quickbooks Online
  • Xero
  • Wave
  • Personal Loan Analysis
  • Mortgage Loan
  • Small Medium Enterprise Analysis
  • Credit Administration
  • Bank Statement Analysis

Languages

Bengali
Native language
English
Advanced
C1

Certification

⮚ Banking diploma

⮚ Accounting software such as Quickbook, Xero and Wave

Training

1. Training Topic : Foundation Training (for 30 days)

Organized By : Dhaka Bank Training Institute

2. Training Topic : Basic of Banking & Marketing of Bank Services (for 03 days)

Organized By : Dhaka Bank Training Institute

3. Workshop Topic : Mobile Banking & Cards operation (software)

Organized By : Dhaka Bank Limited, Consumer Banking Division

4. Workshop Topic : Development of Credit skills in Consumer Banking

Organized By : Dhaka Bank Training Institute

5. Workshop Topic : CFT & Anti Money Laundering

Organized By : Dhaka Bank Training Institute and NRB Bank Limited

6. Workshop Topic : Risk Management & Documentation

Organized By : NRB Bank Limited

Strength

  • Have Leadership skills
  • Have the ability to work individually and as well as in group
  • Willing to take new challenges
  • Positive thinking & smiling

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

Even if you are on the right track, you’ll get run over if you just sit there.
Will Rodgers

Timeline

Bookkeeper

Accentel SDN BHD
09.2022 - Current

Credit Analyst

NRB Bank Limited
01.2017 - 08.2022

Credit Analyst & Credit Administration Executive

Dhaka Bank Limited
04.2010 - 01.2017

MBA - Finance

State University of Bangladesh

BBA - Finance

State University of Bangladesh

Higher Secondary School Certificate - Business Studies

Dhaka City College

Secondary School Certificate - Science

Mitaly Bidya Pith

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