RAHAINIZA RAZAMI
Overview
1
1
Certification
16
16
years of professional experience
Work History
Assistant Vice President, AML/CFT Investigations
RHB Bank Berhad
Kuala Lumpur
09.2025 - Current
- Led investigations of suspicious transactions and potential financial crime activities, resulting in identification of key threats and recommendations for risk mitigation.
- Reviewed and analysed alerts to identify money laundering, fraud, and regulatory risks, enhancing overall compliance posture.
- Ensured compliance with AML/CFT regulations, internal policies, and regulatory requirements.
- Prepared and submitted Suspicious Transaction Reports (STRs) to regulatory authorities in a timely manner.
- Coordinated with business units, compliance teams, and regulators on investigation matters, facilitating effective communication and timely resolution of issues.
- Supported regulatory examinations, audits, and compliance reviews.
- Provided guidance and training to team members on investigation and reporting requirements.
Assistant Vice , AML/CFT
AmBank (M) Berhad
02.2016 - 09.2026
- Lead the day-to-day operations of the Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) Alerts Operations and Investigations Unit, ensuring timely and accurate investigation of suspicious activities.
- Oversee the team responsible for managing alerts generated by transaction monitoring systems, ensuring efficient triage, review, and escalation procedures.
- Managed escalations of high-risk cases, ensuring timely resolution in line with regulatory timelines and organisational policies.
- Develop and implement operational procedures, policies, and best practices to enhance alert handling, investigation workflows, and compliance with regulatory requirements.
- Conducted complex investigations into suspicious activities, including money laundering and terrorist financing, preparing detailed reports and actionable recommendations.
- Led and mentored a team of AML/CFT investigators, providing guidance and training to enhance team effectiveness and support professional development.
- Review and analyze suspicious transaction reports (STRs), customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring alerts to identify potential risks and vulnerabilities.
Assistant Manager, Regulatory and Governance
EXIM Bank (Malaysia) Berhad
03.2015 - 01.2016
- Developed, implemented, and maintained Group-wide policies and procedures for compliance with regulatory requirements, including anti-money laundering (AML), data protection, and financial regulations.
- Managed regulatory compliance framework across the organisation, ensuring adherence to relevant laws, regulations, and industry standards.
- Prepared and delivered regular reports to senior management and the Board on the status of regulatory compliance, risk management, and governance issues.
- Coordinated gathering and preparation of data for regulatory filings and reports, ensuring accuracy and timely submission to relevant authorities.
- Collaborated with other departments and business units to address regulatory concerns and align governance efforts across the Group.
- Monitored key regulatory developments, providing recommendations to adapt compliance policies and procedures.
Executive, Regulatory & Governance Unit
Agrobank Berhad
04.2011 - 02.2015
- Ensured adherence to regulatory matters by coordinating compliance procedures, monitoring activities, and reporting findings.
- Prepared compliance checklists and monitored compliance risk levels against BNM's and other statutory requirements.
- Disseminated applicable laws and BNM guidelines to ensure informed compliance across the organisation.
- Followed up on outstanding tasks to confirm timely completion and monitored the timeliness of monthly submission reports, concept papers, or surveys to BNM and the association of banks.
Education
BBA (Hons) Islamic Banking
Universiti Teknologi Mara
Skills
- AML investigations
- Transaction monitoring
- Transaction reporting
- Crime compliance
- Compliance audits
- Improvement methodologies
- Decision making
- Leadership expertise
Certification
Advanced Certification in AML/CFT with Merit
Advanced Certification in Regulatory Compliance with Merit
Ambank Emerging Leadership Programme (ELP)
References
Nazaruddin Md Kassim
Executive Vice President
Maybank Berhad
Contact: +6013-3904255
Shahratul Izdihar binti Ahmad Zaki
Vice President, AML/CFT
Contact: 012-3678041
Timeline
Assistant Vice President, AML/CFT Investigations
RHB Bank Berhad
09.2025 - Current
Assistant Vice , AML/CFT
AmBank (M) Berhad
02.2016 - 09.2026
Assistant Manager, Regulatory and Governance
EXIM Bank (Malaysia) Berhad
03.2015 - 01.2016
Executive, Regulatory & Governance Unit
Agrobank Berhad
04.2011 - 02.2015
BBA (Hons) Islamic Banking
Universiti Teknologi Mara