Ooi Cheoy Wan Eunice
Penang
Summary
Qualified Commercial Banking Leader with an extensive background in advanced management processes. Utilises superior communication skills to build meaningful, trusting relationships that exceed client demands. Highly skilled project manager with outstanding team leadership abilities to meet targets consistently.
Overview
3
3
Languages
24
24
years of professional experience
Work History
FVP, Commercial Banking Team Head
United Overseas Bank (Malaysia) Bhd
Penang
07.2018 - Current
- Lead ~130 corporate clients with RM3 billion exposure, driving portfolio growth, revenue and relationship deepening.
- Lead a 4-member Relationship Management team, setting business strategy, coaching talent and driving performance.
- Deliver ~15% average annual portfolio growth, ~5% revenue/income growth and 120% team achievement vs target.
- Maintain 0% NPL / impaired loan ratio through disciplined credit assessment, portfolio monitoring and proactive risk mitigation.
- Structure and oversee complex working capital, trade finance and business-cycle funding solutions.
- Manage senior client relationships and drive new-to-bank acquisition, cross-selling and share-of-wallet growth.
- Review and challenge credit proposals, partnering with Credit, Product, C&D and Operations to execute complex transactions.
Business Banking Team Head
United Overseas Bank (Malaysia) Bhd
Penang
08.2011 - 06.2018
- Led a Business Banking team of up to 8 Relationship Managers, the largest team nationwide at the time.
- Ranked Nationwide Top 3 Team Leader for 4 consecutive years (2015–2018).
- Delivered 103% Lending & Advances, 120% Deposits, 111% FX, 105% Bancassurance and 102% NPBTagainst target.
- Drove SME/mid-market acquisition, portfolio growth, revenue generation and share-of-wallet expansion.
- Oversaw credit assessment, facility structuring, risk mitigation and portfolio monitoring.
- Developed high-performing talent, producing nationwide top Managers, Assistant Managers and Deputy Managers.
- Maintained zero audit and compliance findings throughout the tenure.
Business Banking Account Relationship Manager
United Overseas Bank (M) Bhd
Penang
05.2010 - 07.2011
- Managed business banking relationships across lending, trade, deposits and transaction banking.
- Achieved 200% loan productivity and ranked Nationwide No. 2 Account Manager in 2011.
- Achieved 70% loan drawdown within 3 months of approval.
- Maintained zero delinquent accounts and zero overdue review cases.
- Prepared and presented credit proposals covering financial analysis, cash flow, industry assessment and risk mitigation.
- Achieved Elite Club recognition with RM260k APE within 6 months.
Credit Documentation Executive
United Overseas Bank (M) Berhad
Penang
04.2002 - 04.2010
- Managed credit and facility documentation for commercial and consumer banking transactions.
- Coordinated with Relationship Managers, Credit, Legal, Operations, solicitors and customers to facilitate timely facility execution.
- Led the Pre-Tracking Team and acted as the bank's Power of Attorney for documentation execution.
- Ensured documentation accuracy, compliance and effective loan drawdown and facility administration.
- Built strong foundations in credit processes, facility structures, banking operations and risk controls.
Education
Bachelor's Degree - Finance/Accountancy/Banking
Wawasan Open University (WOU)
Malaysia01-2011
Primary/Secondary School/SPM/"O" Level - Others
Sacred Heart High School
Malaysia01-1997
Chartered Banker Institute
Skills
- Credit risk assessment
- Credit proposal structuring
- Financial analysis
- Portfolio management
- Revenue generation
- Client relationship management
- Team leadership
- Performance coaching
Languages
English
Mandarin
Bahasa Malaysia
Personal Information
- Age: 47
- Expected Salary: MYR 23,000
Interests
- Running, Hiking
- Traveling
Timeline
FVP, Commercial Banking Team Head
United Overseas Bank (Malaysia) Bhd
07.2018 - Current
Business Banking Team Head
United Overseas Bank (Malaysia) Bhd
08.2011 - 06.2018
Business Banking Account Relationship Manager
United Overseas Bank (M) Bhd
05.2010 - 07.2011
Credit Documentation Executive
United Overseas Bank (M) Berhad
04.2002 - 04.2010
Bachelor's Degree - Finance/Accountancy/Banking
Wawasan Open University (WOU)
Primary/Secondary School/SPM/"O" Level - Others
Sacred Heart High School
Chartered Banker Institute