Nur Fayizah Binti Mohd Abdun Nasser

YES Financial Berhad is a licensed and regulated by Bank Negara Malaysia Approved Financial Adviser (FA) Firm and Islamic Financial Adviser (IFA) Firm. Besides, YES Financial Sdn Bhd also obtained Capital Market Services License (CMSL) by Securities Commission. They are Capital Market Service License in Financial Planning advising on Stokcs, Debentures and Warrant Listed in Bursa Securities. YES Financial Berhad also deals with securities limited to Unit Trust and Private Retirement Scheme. In Federation of Investment Managers, YES Financial Berhad also obtained principal licenses as CUTA and CPRA firm.

My portfolios in YES Financial Berhad are to manage compliance requirements and reporting matters with Bank Negara Malaysia (BNM), Securities Commission (SC) and Federation of Investment Managers Malaysia (FiMM) for regarding firm's operation and practice matters of representatives.

Throughout my journey in Financial Adviser Firm, I am responsible for the following tasks:

• Ensure Financial Adviser's Representatives (FARs), Capital Market Service Representative License (CMSRL), FiMM Unit Trust and Private Retirement Scheme consultants comply with the rules and regulations of BNM, SC and FiMM.
• Submit licensing registration documentation to enable the financial planners licensed by BNM, SC and FiMM.
• Perform lodgment of new funds on board for marketing and distribution to FiMM.
• Prepare Statsmart report bi‑annually to be submitted to BNM.
• Submit Quarterly Report to FiMM.
• Ensure all other miscellaneous reporting is submitted to statutory bodies (BNM, SC and FiMM) to ensure the firm complies with the rules and regulations of the statutory bodies.
• Submit documentation for renewal of licenses of FARs, CMSRL, FiMM UT and PRS consultants.
• Issues circulars to FARs, CMSRL, FiMM UT, and PRS consultants to ensure they comply with the firm's operating standards.
• Ensure YES Financial Berhad operating license renewed annually.
• Established a robust compliance framework, resulting in reduced instances of non-compliance issues.
• Identified areas for improvement through regular gap assessments, driving continuous enhancements to the compliance program.
• Led cross-functional teams to ensure timely completion of all regulatory filings and submissions.

Messrs Paramjit Singh & Co. primarily engages in the field of litigation, offering advice as well as representation in the court. The firm has represented clients in in actions involving accident claims. Throughout my journey in Messrs Paramjit Singh & Co., I am exposed to the following:

• Drafting of Legal Opinions that covers liability of parties and quantum in accident claims. The Legal Opinion forwarded to the Insurance Company will be considered for direct settlement between parties.
• Attended series of meetings with Allianz, Kurnia and Etiqa for disposal of claims without trial.
• Attended pre-trial case management and enlightened the court on the possibility for direct settlements.
• Attended hearings involving accident cases whereby negotiated for settlement in court.
• Conducted proceedings in Magistrate Court and Sessions Court involving accident cases such as but not limited to denial of claims and fatal claims.
• Conducted appeals before High Court as Respondent and Appellant respectively.
• Negotiated for settlement in court at the appellate stage.
• Delivered submission before the Court on liability and quantum in oral or written.
• Defended striking out applications filed against the Plaintiff.
• Attended hearings of consolidation applications.
• Drafted Reply to Defence and Defence to Counter-Claims.
• Handled general litigation matters such as Divorce, Adoption, Negligence.
• Cultivated strong relationships with clients by providing regular updates on case progress and addressing concerns proactively.
• Maintained comprehensive knowledge of relevant federal and state laws to provide sound legal advice in various practice areas.
• Conducted incisive cross-examinations of opposing witnesses during trials, eliciting key information that strengthened the client''s position.
• Presented persuasive oral arguments before judges to secure positive rulings for clients in contested hearings or trials.

• Assisted in criminal litigation.
• Reduced client sentencing through effective plea negotiation and collaboration with prosecutors.
• Assisted colleagues in preparing for trial by sharing expertise in specific areas of criminal law or offering insights into case strategy development.
• Managed caseload efficiently by prioritizing cases based on urgency, complexity, and potential impact on clients'' lives.
• Contributed to a positive work environment by mentoring junior associates, sharing knowledge, and providing constructive feedback.
• Achieved favorable case outcomes by developing strong defense strategies and presenting persuasive arguments in court.
• Maintained detailed records of case progress, including documentation of client interactions, evidence collection, and court filings.
• Collaborated with expert witnesses to gather testimonies that supported the defense''s case strategy.
• Conducted thorough research for legal precedence to strengthen case strategies and improve client representation.
• Protected clients'' rights during police investigations by ensuring compliance with proper procedure during interrogations or searches.
• Organized pro bono services for low-income individuals needing legal support but unable to afford representation.
• Attended continuing legal education seminars to stay updated on current laws, regulations, and best practices within criminal law.

• Assisted in civil and criminal litigation.
• Attended hearings and case management.
• Drafted legal opinions.
• Assisted in conveyancing matters involving Sub-sale, Tenancy and Lease.