Summary
Overview
Work History
Education
Skills
Timeline
Generic

Norsyafikah Nasir

Kajang

Summary

Dedicated professional with expertise in credit card collection & managing risk by analyzing financial document.


Past 8 years of experience has garnered me knowledge in negotiation & predicting future risky behavior.


Eager to further explore my skills in communication & risk control in other line of business.

Overview

10
10
years of professional experience

Work History

Lead Credit Analyst

American Express
07.2016 - Current
  • Collecting payment overdue while providing the best customer experience at the same time
  • Conducted thorough financial statement analysis to assess borrower creditworthiness and make well-informed lending decisions.
  • Enhanced account quality through diligent monitoring, early identification of potential risks, and prompt corrective actions.
  • Analyzed customer financial data such as D&B Report, CBS Report to determine level of risk involved for extending credit.
  • Providing real time, immediate solution in times of declined transaction.
  • Creative in providing solutions to customer's predicament
  • Leading new program called Centurion Master File in which we compile over 500 accounts of high profile customer in one folder for ease of high level review.
  • Reviewing high value accounts including top 50 richest peaple in SG
  • Handle escalation calls

Accomplishment

  • Awarded a few monthly Top VOCM & Top Performer & throughout years in Credit Team.
  • Promoted twice in a span of 8 years, from Credit Analyst to Senior Credit Analyst (2018) to Lead Credit Analyst (2020).
  • Part of Credit Engagement Team (CET) for 2020 & 2021.
  • Currently part of Health Squad 2024
  • Conducted thorough financial statement analysis to assess borrower creditworthiness and make well-informed lending decisions.

Associate Sales

Kexxel Group
05.2014 - 05.2016


  • Negotiating with high level management of blue-chip
    companies to attend Kexxel's corporate event.
  • Educated associates on market trends and stayed up-to-date on forecasts.
  • Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
  • Co-organize corporate event to ensure speaker & attendees had excellent & smooth event.


Education

Degree in Legal Studies - Law

UiTM
Shah Alam, Malaysia
2014

Sijil Peperiksaan Malaysia (SPM) -

SMK Taman Bukit Maluri
Kepong
2008

Skills

  • Financial Planning
  • Negotiation
  • Risk Assesment
  • Commercial and Credit Cards
  • Market Research
  • Payment Plans
  • Legal knowledge

Timeline

Lead Credit Analyst

American Express
07.2016 - Current

Associate Sales

Kexxel Group
05.2014 - 05.2016

Degree in Legal Studies - Law

UiTM

Sijil Peperiksaan Malaysia (SPM) -

SMK Taman Bukit Maluri
Norsyafikah Nasir