Muhammad Syahmi Bin Mohd Radzi
Shah Alam,10
Summary
Driven professional with a proven track record at Mizuho Bank (Malaysia) Berhad, enhancing portfolio quality through expert credit risk and financial statement analysis. Skilled in Microsoft Excel, adept at identifying trends to drive strategic planning. Demonstrated ability to boost sales revenue and customer satisfaction, showcasing exceptional analytical and interpersonal skills.
Overview
7
7
years of professional experience
Work History
Credit Analyst
Mizuho Bank (Malaysia) Berhad
01.2019 - 03.2023
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
Sales Administrator
Perbadanan PR1MA Malaysia
06.2016 - 12.2018
- Boosted sales revenue by efficiently processing orders and coordinating with the sales team on customer requirements.
- Collaborated with cross-functional teams to ensure seamless and solve issues regarding land development and billing issues.
- Enhanced customer satisfaction by promptly addressing inquiries and resolving issues related to products and services.
- Established strong relationships with clients through regular communication.
- Analyzed sales data to identify trends and areas of improvement, providing insightful reports to the sales team for strategic planning.
Education
BBA - Finance
Mara University of Technology (UiTM)
Kota Kinabalu, Sabah, Malaysia06.2015
Skills
- Risk Assessment
- Credit analysis
- Financial statement analysis
- Credit risk
- Microsoft Excel proficiency
- Cash Flow analysis
Languages
Malay, English
Native language
Malay
Proficient
C2
English
Upper intermediate
B2
Timeline
Credit Analyst
Mizuho Bank (Malaysia) Berhad
01.2019 - 03.2023
Sales Administrator
Perbadanan PR1MA Malaysia
06.2016 - 12.2018
BBA - Finance
Mara University of Technology (UiTM)
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