Muhammad Bahruddin Omar
Team Leader
Johor
Summary
A dynamic financial consultant combining expertise in retail management, personal lending, and merchandising analysis. Proven excellence in understanding consumer behavior, managing credit solutions, and providing sound financial advice. Dedicated to building client trust through personalized financial planning and meticulous portfolio management.
Overview
10
10
years of professional experience
Work History
Personal Financial Consultant
Ridzuan Advisory Consultancy & Management Sdn. Bhd.
04.2026 - Current
- Promoted and sold retail banking and wealth management products, enhancing clients' financial portfolios.
- Assessed individual financial needs and developed customized short- and long-term financial plans, aligning with clients' goals for retirement, education, and wealth accumulation.
Retail Team Leader
Ouji Seiyaku (M) Sdn. Bhd.
04.2024 - Current
- Developed and implemented merchandising strategies to enhance product visibility and sales performance.
- Supervised daily operations to ensure optimal customer service and efficient workflow.
- Trained and mentored new team members, fostering a collaborative work environment.
- Conducted inventory management to maintain stock levels and minimize discrepancies.
Branch Manager
99 Speedmart Sdn. Bhd.
06.2017 - 04.2024
- Led daily operations to ensure optimal performance and customer satisfaction.
- Developed and implemented training programs for staff to enhance service delivery.
- Analyzed sales data to identify trends and inform strategic decision-making.
- Managed inventory levels to support efficient stock control and minimize losses.
BR-SMART
Bank Kerjasama Rakyat Berhad
06.2016 - 06.2017
- Promoted Islamic banking products, managed loan and financing applications, achieved sales targets, and provided financial consultations to enhance customer satisfaction.
- Guided clients through account opening process, explained financing options, and facilitated signing of necessary agreements to streamline onboarding.
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
- Skilled at working independently and collaboratively in a team environment.
Education
Diploma - Islamic Banking
Cybernetics International College of Technology
Kuala Lumpur, Malaysia 04.2001 -
Skills
Financial planning
Risk management
Client Relationship Management
Customer support
Teamwork and collaboration
Problem-solving
Reference
Ahmad Ridzuan Bin Ismail
Managing Director | Ridzuan Advisory Consultancy & Management
ismailridzuan01@gmail.com/013-6130556
Timeline
Personal Financial Consultant
Ridzuan Advisory Consultancy & Management Sdn. Bhd.
04.2026 - Current
Retail Team Leader
Ouji Seiyaku (M) Sdn. Bhd.
04.2024 - Current
Branch Manager
99 Speedmart Sdn. Bhd.
06.2017 - 04.2024
BR-SMART
Bank Kerjasama Rakyat Berhad
06.2016 - 06.2017
Diploma - Islamic Banking
Cybernetics International College of Technology
04.2001 -