Experienced banking professional with over 16 years of progressive service at Bank Rakyat, beginning as a Branch Executive in 2008. Brings in-depth knowledge and hands-on experience across credit administration, financing documentation, branch operations, and strategic departmental functions. Known for strong analytical skills, operational efficiency, and a results-driven approach. Currently seeking new opportunities to broaden expertise, take on fresh challenges, and support continued professional growth in the banking or financial services industry.