MOHD RAFIUDDIN BIN LIYACKAT ALI (Rafi)
Summary
Insightful Manager with experience directing and improving operations through effective process streamlining, employee motivational strategies and strong policy enforcement. Proficient in best practices, market trends and regulatory requirements of industry operations. Talented leader with analytical approach to work planning and day-to-day problem-solving.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Senior Specialist, Sanctions & Screening Advisory
RHB BANK BERHAD
07.2022 - Current
- Operationalisation of AML/CFT and Sanctions requirements and support uplift of RHB's group wide AML/CFT reporting capabilities including the overarching operating model, people, process and system.
- Served as a point of contact for employees seeking guidance on compliance matters relating to KYC/CDD, AML and Sanctions risk.
- Lead in the operationalisation of cross transfer function of CDD Screening, Name Screening, Payment and Trade Finance Screening process.
- Streamlining of processes to eliminate unnecessary escalations and alerts in order to reduce SLA time.
- Conducted thorough risk assessments to identify potential areas of non-compliance and recommended corrective actions.
- Evaluated existing policies regularly, identifying areas for improvement and recommending revisions as needed.
- Collaborated with other departments to integrate compliance considerations into daily business operations seamlessly.
- Mentored junior team members to enhance their knowledge and understanding for career advancement, fostering a pipeline of future leaders within the organization.
- Led cross-functional teams in the development of compliance training programs, ensuring understanding and adherence to industry regulations.
Assistant Vice President, Governance Team, GB BCCO
MAYBANK BERHAD
01.2019 - 06.2022
- Performing an advisory role to Transaction Banking business team (Trade Finance and Cash Management) in matters relating to KYC/CDD, Anti Money Laundering (AML), Sanction Policy and AB&C.
- Performing ODD review on customers.
- Providing advises on issues relating to CDD/EDD requirement to the business.
- Performing Quality Assurance on cases completed by CDD Onboarding team.
- Managing day to day screening alerts from Trade Finance and payments relating to red flags items, AML and sanction hits and any suspicious transaction queries.
Assistant Vice President, AML MY, Group FCC
MAYBANK BERHAD
01.2019 - 04.2021
- Responsible to implement compliance activity/ initiatives within the business operations to facilitate the businesses' compliance with the relevant AML/CFT regulations and guidelines as well as internal policies and procedures governing its operations.
- Providing support and value added guidance on AML/CFT matters applicable to the business operations.
- Support Group Compliance training plan in ensuring the continuous training on AML/CFT to all staff.
- Risk assess new product initiative from AML/CFT perspective on its requirements to business entities.
- Participate in ad-hoc project in relations to AML/CFT operational process by providing views from compliance perspective.
- Performing health check on the business operations to gauge on their understanding and operational process being done.
FCC Manager Advisory CMB
HSBC BANK MALAYSIA BERHAD
12.2015 - 01.2019
- Providing an advisory role to the Commercial Business, Global Trade Finance and Receivable Financing and Cash Management team in matters relating to KYC/CDD, Anti Money Laundering (AML) and Sanction Policy.
- Providing advises on issues relating to CDD/EDD.
- Assess customers review by RM on the classification of customer under SCC, PEP and High Risk.
- Review escalations on KYC and KYCC hits by the RM.
- Engaging and managing audit review done on GTRF FCC.
- To evaluate Sanctions Exposure Questioner and High risk countries questionnaires being done by the RM.
Manager, UK Import & Guarantee
SCOPE INTERNATIONAL SDN BHD
08.2014 - 12.2015
- Managing team with day-to-day operational tasks and providing improvements plans for the trade finance and transactional banking segment and making sure it is up to the stake holder's high standards.
- Certified Specialist Demand Guarantee (CSDG) holder.
- Monitor daily activities making sure all transactions have been process meeting SLA time.
- Provide and implement process improvement plan to increase productivity and efficiency level of team member by analyzing their work structure and flow.
- Monitor team member’s productivity level and assist them in increasing their productivity level.
- Train team members to increase their knowledge in Trade Finance and being up to date on AML and Sanction related matters.
- Managing teams Sanction and AML control to make sure each transaction are within the guidelines.
Account Manager, Business Development
MAYBANK BERHAD
01.2011 - 08.2014
- Part of the pioneer team involve in creating and developing the structure for Supply Chain Financing for Maybank.
- Liaising with various stakeholders for appropriate planning to come out with new product package and programme for potential clients.
Assistant Manager, Trade Finance
OCBC BANK LTD
01.2008 - 01.2011
- To liaise with customers on their trade requirements and maintain good rapport with them at all times.
- Assessing applications and ensuring conformance with rules and regulations.
- Delegating jobs and responsibilities between team members
- Provide technical support to business units RM and trade marketing staff.
Education
ICA Advance Certification in AML & CFT -
INTERNATIONAL COMPLIANCE ASSOCIATION
ICA Certification in AML & CFT -
INTERNATIONAL COMPLIANCE ASSOCIATION
Certificate Specialist Demand Guarantee -
INTERNATIONAL CHAMBER OF COMMERCE
Bachelor Degree of Commerce, Majoring in Finance and Marketing -
CURTIN UNIVERSITY OF TECHNOLOGY
Skills
- Anti-Money Laundering
- Sanctions compliance
- Know Your Customer
- Customer Due Diligence
- Multitasking Abilities
- Risk Assessment
- Compliance Training
- Problem-solving abilities
Accomplishments
1. Upscaling of compliance culture within the banks.
2. Successfully implement cross transfer function for 4 separate processes :
a. CDD/ODD screening
b. Name Screening
c. Payment Screening
d. Trade Finance Screening.
3. Reduction of CDD/ODD screening alert escalations by 30%.
4. Led list management cleanup exercise to reduce low quality data hit and increase productivity.
5. Identify and recommend process improvement plan for each screening functions within Level 1 functions.
6. Planned, develop and conducted training based on the specific requirements of business units.
Certification
- ICA Advance Certification in AML & CFT
- ICA Certification in AML & CFT
- Certificate Specialist Demand Guarantee
Personal Information
Date of Birth: 28/11/1984
References
- Arzuraida, Head AML, Group FCC, Maybank Berhad, 012-2701776
- Daniel Yoong, AVP, AML Malaysia, Maybank Berhad, 012-651 8910
- Tong Chen Sern (Jensen), Associate Director, Standard Chartered Bank, 012-707 7102
Timeline
Senior Specialist, Sanctions & Screening Advisory
RHB BANK BERHAD
07.2022 - Current
Assistant Vice President, Governance Team, GB BCCO
MAYBANK BERHAD
01.2019 - 06.2022
Assistant Vice President, AML MY, Group FCC
MAYBANK BERHAD
01.2019 - 04.2021
FCC Manager Advisory CMB
HSBC BANK MALAYSIA BERHAD
12.2015 - 01.2019
Manager, UK Import & Guarantee
SCOPE INTERNATIONAL SDN BHD
08.2014 - 12.2015
Account Manager, Business Development
MAYBANK BERHAD
01.2011 - 08.2014
Assistant Manager, Trade Finance
OCBC BANK LTD
01.2008 - 01.2011
ICA Advance Certification in AML & CFT -
INTERNATIONAL COMPLIANCE ASSOCIATION
ICA Certification in AML & CFT -
INTERNATIONAL COMPLIANCE ASSOCIATION
Certificate Specialist Demand Guarantee -
INTERNATIONAL CHAMBER OF COMMERCE
Bachelor Degree of Commerce, Majoring in Finance and Marketing -
CURTIN UNIVERSITY OF TECHNOLOGY
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