MOHD FARHAN ASYRAF JUFRI
Assistant Manager, AML Policy And Sanction Advisory
Kuala Lumpur
Summary
Diligent professional with over 16 years of hands-on expertise in the Banking industry, specializing in Branch Operations, Sales, and Financial Crime, particularly AML/CFT. Holds professional certifications in AML/CFT and Sanctions. Demonstrates proficiency across the AML/CFT spectrum, including framework and policy development, implementation of AML solutions (transaction monitoring, transaction screening, and risk ranking), and conducting AML/CFT institutional risk assessments.
Overview
16
16
years of professional experience
Work History
Manager, Anti-Financial Crime
Generali Life Insurance Malaysia Berhad
Kuala Lumpur
02.2025 - Current
- Manage and support the Anti-Financial Crime (AFC) framework covering AML/CFT, Targeted Financial Sanctions (TFS), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and financial crime risk management.
- Review and enhance AML/CFT policies, procedures, and controls to ensure compliance with Bank Negara Malaysia (BNM) requirements, FATF recommendations, and regulatory expectations.
- Perform financial crime risk assessments, including customer, product, service, and emerging risk assessments to identify and mitigate potential risks.
- Provide AFC advisory support on customer onboarding, high-risk customers, PEPs, sanctions screening, adverse media, and complex financial crime matters.
- Support transaction monitoring, sanctions screening, customer screening, suspicious transaction review, and regulatory reporting processes.
- Conduct AFC control reviews, gap assessments, compliance testing, and support audit and regulatory reviews.
- Monitor regulatory updates and implement enhancements to strengthen AFC governance and compliance frameworks.
- Collaborate with business units and internal stakeholders to improve financial crime controls and promote a strong compliance culture.
Assistant Manager, AML Policy & Sanction Advisory
BANK MUAMALAT MALAYSIA BERHAD
7 2019 - 01.2025
- Drafted policies, procedures, and guidelines to ensure compliance with applicable AML regulations and industry best practices.
- Developed and implemented Bank's AML Institutional Risk Assessment and Product Risk Assessment frameworks.
- Collaborated with cross-functional teams to ensure consistent application of AML regulations across business lines.
- Served as key liaison between departments, facilitating effective communication and coordination on critical matters.
- Acted as primary point of contact for AML issues concerning internal compliance reviews, internal audits, and external consultants or auditors.
- Contributed to the development and implementation of a new AML solution, covering all three modules: Transaction Monitoring, Transaction Screening, and Customer Screening & Risk Ranking.
- Drafted responses for AML questionnaires received from correspondent banks and Wolfsberg CBDDQ.
Consumer Financing Executive
BANK MUAMALAT MALAYSIA BERHAD
12.2012 - 6 2019
- Promoted bank's retail financing and deposit products through proactive sales and customer onboarding.
- Conducted Customer Due Diligence for new accounts.
- Assisted in opening Current, Savings, and Fixed Term deposit accounts.
- Acted as reference for retail financing solutions, collaborating with business units to enhance sales and build strong relationships.
Advance Financial Guide
HSBC AMANAH MALAYSIA BERHAD
08.2010 - 10.2012
- Opened new banking accounts with 100% defects-free documentation, adhering to KYC standards.
- Ensured accurate and up-to-date customer information in bank's systems (e.g., HUB, CRMS).
- Updated customer information for any triggering events proactively.
Education
BACHELOR'S DEGREE IN MANAGEMENT -
Universiti Sains Malaysia
PenangDIPLOMA IN ACCOUNTANCY -
Universiti Teknologi MARA
JohoreCERTIFIED ANTI-MONEY LAUNDERING & COUNTER FINANCING OF TERRORISM COMPLIANCE OFFICER, CAMCO -
Asian Institute of Chartered Bankers
Skills
Framework Development
Institutional Risk Assessment
Parameterization of AML Solutions
Oversight of Correspondent Banking Relationships
Sanctions Management
References
- MOHAMAD MUHSIN MOHD ANAS, Former Chief Compliance Officer, 012-346 4419
- ZULZHAFRY ABDOL MALIB, Former Head AML, 012-761 2901
Timeline
Manager, Anti-Financial Crime
Generali Life Insurance Malaysia Berhad
02.2025 - Current
Consumer Financing Executive
BANK MUAMALAT MALAYSIA BERHAD
12.2012 - 6 2019
Advance Financial Guide
HSBC AMANAH MALAYSIA BERHAD
08.2010 - 10.2012
BACHELOR'S DEGREE IN MANAGEMENT -
Universiti Sains Malaysia
DIPLOMA IN ACCOUNTANCY -
Universiti Teknologi MARA
CERTIFIED ANTI-MONEY LAUNDERING & COUNTER FINANCING OF TERRORISM COMPLIANCE OFFICER, CAMCO -
Asian Institute of Chartered Bankers
Assistant Manager, AML Policy & Sanction Advisory
BANK MUAMALAT MALAYSIA BERHAD
7 2019 - 01.2025