Mohd Zaini Bin Ismail
Jitra
Summary
Astute Finance & Accounts Manager with robust background in financial planning, budgeting, and reporting. Demonstrates strong leadership in team management and strategic decision-making, driving financial efficiency and profitability. Adept at streamlining processes and implementing effective controls to ensure compliance and accuracy. Delivers insightful financial analysis to support business growth and operational excellence.
Overview
15
15
years of professional experience
Work History
Finance & Accounts Manager
Permintex Furukawa Autoparts (M) Sdn Bhd
Jitra, Kedah
2022.10 - Current
- Advised on investment plans and monitored company financial performance, collaborating with management to develop and implement strategies for achieving long-term objectives.
- Led annual budgeting process, collaborating with department heads to align resources with strategic objectives.
- Managed comprehensive financial reporting processes, including balance sheets and income statements, for accurate monthly closings.
- Directed financial team, established controls and set policies for optimum operational results.
- Streamlined accounts payable and receivable processes, improving cash flow management and reducing outstanding debts.
- Monitored cash flow forecasts to manage liquidity and support operational needs.
- Consulted with managers and chief executive to analyse financial situations and provide actionable insights.
- Negotiated favourable terms with suppliers and service providers, effectively reducing operational costs.
- Oversaw payroll processing, ensuring timely and accurate salary payments, tax deductions, and benefit allocations.
- Enhanced financial stability of the organisation through strategic analysis. and operational viability.
- Spearheaded the implementation of a new financial management software, enhancing data accuracy and reporting capabilities.
- Managed accounts payable and receivables, raising invoices, reconciling accounts and processing cash transactions.
- Reported on financial situation to guide decision-making and budget formulation.
- Monitored expenses, income, budgets and petty cash records and acted upon errors.
- Controlled expenditure, oversaw recordkeeping and monitored compliance with standards.
- Directed the finance team, fostering a culture of continuous improvement and professional development.
- Assisted managers in developing budget plans based on financial forecasts. based on forecasts and available resources.
- Established daily priorities and organised workloads to maximise productivity.
- Coordinated with external auditors during annual audits to ensure compliance with accounting standards and regulations.
- Developed and implemented strategic plans to reduce expenses and increase profits based on financial analyses.
- Developed and implemented strategic plans to reduce expenses and increase profits based on financial analyses.
Development & Liability Management Section Head
Giganation Gib Berhad
Alor Setar
2019.09 - 2021.05
- Prepared and presented analytical reports to senior management, providing actionable insights and recommendations for informed decision-making.
- Prepared comprehensive reports on departmental performance, presenting findings to senior management.
- Developed and strategised business models for PTPTN students and other products to enhance service offerings.
- Fostered positive working environment by encouraging teamwork and promptly addressing conflicts to maintain team cohesion.
Business Deposit Manager
CIMB Bank Bhd
Bukit Mertajam
2018.04 - 2018.08
- Promoted and introduced new business accounts for enterprise and commercial banking customers, enhancing online banking adoption.
- Promoted enterprise banking and deposit products to SMEs and new customers, contributing to deposit growth.
- Enhanced customer engagement and satisfaction through increased awareness of Bizlite and Bizchannel offerings.
- Assist Branches to promote CIMB@Work.
Branch Manager
CIMB Bank Bhd
Alor Setar
2016.05 - 2018.04
- Managed daily operations of branch, overseeing staff performance and customer service standards.
- Developed and implemented strategies to increase sales and profitability within the branch.
- Cross-sold Bank products to improve customer experience and achieve sales targets.
- Maintained high levels of customer satisfaction through exceptional service and prompt resolution of complaints.
- Fostered a positive working environment, promoting teamwork and employee satisfaction.
- Oversaw recruitment, training, and development of staff to enhance branch productivity.
- Developed high-performing teams to consistently exceed goals, drive revenue and expand markets.
- Planning for Branches activities to promote all products & to cross-sell with wealth management & Banca products.
- Facilitated regular staff meetings to share targets and performance updates.
- Generated customer interest in Bank products by upholding service standards.
- Ensure Compliance with all policies, procedures and guidelines set by banks as well as BNM.
- Attended meetings to present Branch achievements to Regional and HQ teams.
- Analysed financial reports to monitor branch performance and identify areas for improvement.
- Prepared and presented reports on branch performance, trends, and forecasts to senior management.
- Conducted variance analysis for intercompany transactions to ensure accuracy in financial reporting.
- Executed revenue recognition procedures in compliance with standards.
- Managed fixed asset records to ensure accurate tracking.
- Accounts payable and receivable.
- Oversaw debt management processes to ensure timely payments.
- Developed successful strategies and policies, meeting organisational needs and implementing improvements.
- Developed high-performing teams to consistently exceed goals, drive revenue and expand markets.
Business Development Manager
RHB Islamic Bank Bhd
Sungai Petani
2011.02 - 2016.03
- Developed business plans to establish revenue and growth.
- Planned and developed winning strategies to increase sales, expand territories and boost market positioning.
- Built new business partnerships to drive customer acquisition and generate revenue.
- Facilitated cross-selling of banking products, enhancing customer engagement and consistently exceeding sales and branch KPIs.
- Optimised sales methods to effectively acquire, develop, and retain customers, contributing to overall growth.
- Identified cross-selling opportunities through ongoing customer needs analysis.
- Surpassed sales and customer service targets, consistently exceeding established KPIs.
- Developed detailed plans for branch activities to boost product visibility and sales, promoting personal financing and cross-selling with wealth management and banca products.
- Evaluate, assess & assist Branches Personal Bankers to achieve their monthly/yearly KPIs.
- Maintain close rapport & provide value added support for Branch's staff.
- Coordinated with marketing teams to develop promotional materials and campaigns for target markets.
- Prepared reports and presentations detailing business development activities and outlining new initiatives.
- Attended conferences and trade association meetings to represent the company, build industry networks and promote new product lines.
- Evaluated team performance to identify areas requiring improvement.
- Coordinated with marketing teams to develop promotional materials and campaigns for target markets.
Education
Diploma -
Institut Perdagangan Mara
Kuala Lumpur1996-10
Sijil Pelajaran Malaysia -
Sek Men Agama Madrasah An Nahdzah
Alor Setar1993-10
Skills
- Financial analysis
- Budget management
- Cash Flow analysis
- Cash management
- Cost accounting
- Cash optimisation
- Credit analysis
- Tax compliance
- Financial reporting
- Month-end closing
- Data analysis
- Sales prediction
- Internal controls
- P&L reporting
- Effective team management
- Team leadership
- Decision making
- P&L reporting
Languages
Bahasa Malaysia
English
REFERENCE
- Saifulzaman Ahmad, Bank Muamalat Bhd, 012-6817424, 013-3822075
Timeline
Finance & Accounts Manager
Permintex Furukawa Autoparts (M) Sdn Bhd
2022.10 - Current
Development & Liability Management Section Head
Giganation Gib Berhad
2019.09 - 2021.05
Business Deposit Manager
CIMB Bank Bhd
2018.04 - 2018.08
Branch Manager
CIMB Bank Bhd
2016.05 - 2018.04
Business Development Manager
RHB Islamic Bank Bhd
2011.02 - 2016.03
Diploma -
Institut Perdagangan Mara
Sijil Pelajaran Malaysia -
Sek Men Agama Madrasah An Nahdzah