Summary
Overview
Work History
Education
Skills
Software
Languages
Expected Salary: RM6800.00
REFERENCES
Timeline
Generic
Marsiha  Akhir

Marsiha Akhir

Credit Analyst
Putrajaya ,Malaysia

Summary

Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. I'm keen to develop leadership skills and obtain a position in a professional level that will challenge further, and skills and experience are valued for organization operational growth and goal.

Overview

22
22
years of professional experience

Work History

Credit Representative

PPG Coatings (M) S/B
11.2016 - Current
  • Monitored customer credit limits and adjusted accordingly based on payment history and financial stability to mitigate risk exposure.
  • Maintained high levels of customer satisfaction with proactive communication, resolving disputes, and addressing inquiries.
  • Answered incoming customer calls and questions regarding invoices and credit approval.
  • Reduced delinquency rates through timely follow-ups on overdue accounts and implementing effective payment plan strategies.
  • Collaborated with Business team to recover outstanding balances, resulting in lower bad debt write off.
  • Maintained strong relationships with key stakeholders throughout organization to facilitate successful cross-departmental collaboration on credit-related matters.
  • Performed credit collections actions by submitting defaulted account to Equifax & AMPAC Debt Recovery PTY for further actions.

Business Analyst 1

Hewlett Packard Enterprise S/B
01.2010 - 06.2016

Specialization: Procurement /Supply Chain Operations

Account: Commonwealth Bank of Australia(CBA)

  • As Senior Management Expert (SME) – Managing Purchases for Hardware/Telstra/ Software/ Project Requests - NSSR bulk request /Validation Reports/Reconciliation.
  • Process & Managed requests for bank’s client globally by raising orders, procuring & delivering IT, responds to client’s concerns/queries in timely manner, including advice order status, tracking ETA and expedite delivery with vendor, liaises with vendor for quoting, Investigating payment status, receipting.
  • Operate consistently accordance with Global Supply Chain Processes and Understand and comply with client Service Level Agreement’s and ensure met SLA/SLO.
  • Seeking higher level approval internal and external client for releasing WBSE/cost center budget
  • Prepare validation report (Weekly and monthly) regarding hardware completed installations by technician.
  • Prepare, update and documented standard operation procedure (SOP) for products in charged.

Customer Relations Executive (Outbound)

Honda Malaysia Sdn. Bhd
05.2004 - 01.2007
  • Collaborated with cross-functional teams Dealers, Technician, Parts, Sales to address customer concerns and implement effective solutions.
  • Developed strong customer relationships through attentive listening, empathy, and clear communication.
  • Scheduled and attended meetings with clients and Consumer TRIBUNAL as requested.
  • Handled complaints, provided appropriate solutions, and alternatives within appropriate timeframes and followed up to achieve resolution.
  • Provided accurate information about promotions, customer programs, and products, helping drive high customer retention.
  • Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences.

Customer Service Officer

Asia Broadcast Network System (ASTRO)
04.2002 - 04.2005
  • Assisted customers via incoming calls with questions, product Inquiries, billing and service dispute.
  • Maintained high level of product knowledge & Enhanced customer satisfaction by efficiently addressing and resolving their inquiries and concerns with accurate information.
  • Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.

Education

Bachelor of Arts - Bachelor's in Mass Communication (Broadcasting)

University Putra Malaysia
Seri Kembangan, Selangor, Malaysia
04.2001 -

No Degree - SIJIL TINGGI PELAJARAN MALAYSIA (STPM)

SMK Anderson
Ipoh, Perak, Malaysia
04.2001 -

No Degree - SIJIL PELAJARAN MALAYSIA (SPM)

SMK Gunung Rapat, Ipoh
Ipoh, Perak, Malaysia
04.2001 -

Skills

Teamwork and Collaboration

Decision-making & Problem-solving abilities

Multitasking & Time management abilities

Analytical Skills,Adaptability and Flexibility

Effective Communication

Credit analysis, Analytical Thinking & Collections Management

Software

SAP S4 HANA

ORACLE

AVAYA

CITRIX /MY SERVICE

BASIC MS OFFICE /WINDOWS

Languages

Malay, English
Native language
Malay
Proficient
C2
English
Advanced
C1

Expected Salary: RM6800.00

Negotiable

REFERENCES

Sabrina Imelda

Assistant Credit Manager

PPG INDUSTRIES AUSTRALIA PTY LTD

Unit 7-1, Level 7, Tower 9, UOA Business Park

No. 1 Jalan Pengaturcara U1/51A

Seksyen U1, 40150 Shah Alam,Selangor, Malaysia.

Contact No: 016-6263049

E-Mail: sabrina.matthew@ppg.com


Regita Ramadewan

Account Business Management Lead

Hewlett Packard Enterprise - HP GlobalCenter, Persiaran Rimba Permai, 

Cyber 8, Cyberjaya,63000 Selangor, Malaysia

Contact No: 012-6765146

Timeline

Credit Representative

PPG Coatings (M) S/B
11.2016 - Current

Business Analyst 1

Hewlett Packard Enterprise S/B
01.2010 - 06.2016

Customer Relations Executive (Outbound)

Honda Malaysia Sdn. Bhd
05.2004 - 01.2007

Customer Service Officer

Asia Broadcast Network System (ASTRO)
04.2002 - 04.2005

Bachelor of Arts - Bachelor's in Mass Communication (Broadcasting)

University Putra Malaysia
04.2001 -

No Degree - SIJIL TINGGI PELAJARAN MALAYSIA (STPM)

SMK Anderson
04.2001 -

No Degree - SIJIL PELAJARAN MALAYSIA (SPM)

SMK Gunung Rapat, Ipoh
04.2001 -
Marsiha AkhirCredit Analyst