KHAIRUL ANWAR JALALUDIN
SENIOR COMPLIANCE MANAGER
Kajang
Summary
Results-driven compliance professional with extensive experience in transaction monitoring, AML/CFT regulations, and policy development. Skilled in designing and implementing compliance programs to ensure regulatory adherence and mitigate financial risks. Demonstrated leadership abilities in overseeing compliance operations, liaising with regulatory authorities, and ensuring continuous staff training on financial crime prevention. Proven track record of enhancing organizational compliance frameworks and contributing to strategic decision-making.
Overview
16
16
years of professional experience
2025
2025
years of post-secondary education
2
2
Languages
Work History
SENIOR COMPLIANCE MANAGER
LULU MONEY (MALAYSIA) SDN BHD
Kuala Lumpur
03.2025 - Current
- Acts as the reference point for AML/CFT matters within the company.
- Ensures compliance with country statutory and regulatory requirements, under the AML/CFT/CPF and TFS together with the Money Services Business Act 2011 by BNM .
- Designs, maintains, and implements a comprehensive AML/CFT and Sanctions Program.
- Develops and continuously updates policies, procedures, and systems to ensure full compliance with AML/CFT regulations.
- Assesses, evaluates, and manages AML/CFT risks that the company is exposed to.
- Liaises with regulatory authorities, BNM, MAMSB, and other relevant entities.
- Ensures adherence to customer identification, record-keeping, reporting, and risk management procedures.
- Ensures that Compliance Executives properly review alerts generated by the AML system and report suspicious activities to the relevant authorities.
- Coordinates with auditors, regulatory bodies, and internal stakeholders for compliance reviews and reporting.
- Produces periodic compliance reports for the Board of Directors.
AVP, Financial Crime Surveillance
Kenanga Investment Bank Berhad
Kuala Lumpur
01.2024 - 02.2025
- Assisted the Group Designated Compliance Officer and Head of Group Financial Crime Compliance in ensuring Kenanga Group's adherence to Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and Targeted Financial Sanctions (TFS) laws and regulations
- Supported the implementation of frameworks and policies for effective surveillance and compliance with AML/CFT/TFS regulations at Kenanga Group
- Coordinated the execution of the Group's AML/CFT Policy, ensuring consistency and effectiveness across all organizational levels
- Monitored client transactions and detected suspicious activities, contributing to proactive risk management
- Supervised the management of Production Orders and Law Enforcement Agency (LEA) Requests
- Prepared and submitted Suspicious Transaction Reports (STRs) along with detailed grounds for suspicion
- Undertook additional assignments as directed by the Head of Group Financial Crime Compliance, demonstrating adaptability and commitment to team objectives
Lead, AML (KIB AML Unit)
Kenanga Investors Berhad
Kuala Lumpur
08.2022 - 12.2023
- Led the AML Unit to meet expanded deliverables, ensuring high-quality work and effective stakeholder engagement
- Escalated and coordinated with internal Compliance to manage potential risks during onboarding, transaction monitoring, and due diligence
- Reviewed Suspicious Activity Reports (SARS) to assess grounds for further reporting to regulatory authorities
- Updated AML/CFT policies and procedures to align with legal developments and Kenanga Group's standards
- Ensured effective sanctions monitoring in compliance with local and international regulations
- Supported ad-hoc projects related to AML/CFT initiatives
Manager - AML Centralized Team (CFS Risk and Prevention Department)
OCBC Bank (Malaysia) Berhad
Kuala Lumpur
06.2017 - 07.2019
- Conducted Enhanced Customer Due Diligence (ECDD) reviews for medium and high-risk customers during periodic and trigger event assessments, responding to inquiries from Law Enforcement and regulatory units
- Advised business units on customer retention or termination based on profile and transaction analysis findings
- Recommended filing Suspicious Transaction Reports (STRs) to the Regulatory Compliance Unit as necessary
- Acted as a liaison between branches and Regulatory Compliance, balancing operational needs with compliance requirements to protect the bank
Senior Analyst - Team Lead (Financial Crime Surveillance Unit Management)
Standard Chartered Global Business Services
Bukit Jalil
09.2016 - 06.2017
- Collaborated with an analytical team to investigate unusual account and transaction behaviors within the Financial Crime Surveillance Unit, utilizing strong analytical and problem-solving skills
- Conducted transaction reviews and entity research for Anti-Money Laundering (AML) purposes with minimal supervision
- Reviewed and guided staff cases for further analysis of suspicious transaction activities, ensuring compliance with policies, procedures, and confidentiality standards
- Managed case allocation based on risk events and aging cases
- Completed daily, monthly, and weekly reports for management, participated in quality assurance discussions, and provided feedback to team members
Assistant Manager - Quality Assurance L2 (Financial Crime Compliance & Regulatory Compliance)
HSBC Electronic Data Processing (Malaysia)
Cyberjaya, Selangor
08.2015 - 08.2016
- Conducted quality reviews in accordance with PLA requirements and FCC/RC standards, ensuring timely evaluations of cases processed by second-level investigators
- Updated relevant management information (MI) to confirm review completion and identify errors, adhering to stipulated timelines and SLAs
- Communicated process changes and updates effectively to stakeholders
- Provided structured coaching and feedback to improve individual performance through quality huddles and regular reviews
- Led quality sessions with operations teams to promote continuous process improvement and shared best practices
AML Analyst, Assistant Manager
Citigroup Transaction Services Malaysia
Kuala Lumpur
01.2013 - 08.2015
- Conducted first-level investigations of transactions flagged by MANTAS and customer information, applying a risk-based approach to KYC measures and documenting findings to identify potential money laundering or terrorist financing activities
- Served as an Authorizer, reviewing cases investigated by other analysts through Acmize, ensuring completion of alert checklists and assessment summaries for closure or escalation to Relationship Managers or Compliance Officers
- Liaised with Relationship Managers to address client-related queries, ensuring timely responses within agreed deadlines
- Escalated suspicious activities to Compliance for further investigation and action
- Supported the internal Risk and Control Self-Assessment (RCSA) program and adhered to integrated processes to meet regulatory and policy requirements
Administrator, Pricing Asian Centre
Royal Bank of Canada, RBC
Cyberjaya, Selangor
12.2010 - 01.2013
- Captured and validated daily security prices from various data vendors (e.g., Bloomberg, Reuters) for delivery to Fund Accountants via the Central Pricing System (CPS) and Multifonds
- Maintained thorough documentation, including sources of prices, corporate actions, and broker statements for recordkeeping and audit purposes
- Reviewed and validated prices entered by team members, addressing pricing inquiries and confirming any irregular trends or corporate action events
- Investigated and resolved price and security queries, closely monitoring irregular price movements and corporate actions
- Led Group 2 (UK) by overseeing production timelines, escalating issues to management to ensure smooth operations
- Managed the Pricing Unit mailbox, responding to price checks and updates requested by Fund Accountants
- Completed additional administrative tasks, including report filing, preparing audit backup requests, and maintaining error logs
Global Support Executive, Corporate Actions; Global Custody UK - Capital Repayments
HSBC Electronic Data Processing (Malaysia)
Kuala Lumpur
07.2009 - 12.2010
- Supported the development of Custody processing systems to align with client and business partner needs while implementing quality initiatives in accordance with the Group's Quality System
- Performed assigned duties following established procedures and standards to meet productivity and service levels
- Verified transactions forwarded by agents based on SWIFT instructions and prepared Corporate Actions orders related to Capital Repayments
- Assisted management in overseeing daily team operations to achieve objectives
- Ensured compliance with all company regulations, policies, and procedures, maintaining a strong focus on error-free operations and zero operating risks
Education
Bachelor of Finance -
UNIVERSITI TENAGA NASIONAL
Foundation of Accounting - undefined
UNIVERSITI TENAGA NASIONAL
ICA International Diploma in Anti Money Laundering -
INTERNATIONAL COMPLIANCE ASSOCIATION (ICA)
ADVANCED CERTIFICATION IN ANTIMONEY LAUNDERING AND COUNTER FINANCING OF TERRORISM -
AICB
Skills
Proficient in Microsoft Office Suite
Legal research proficiency
Quality assurance in documentation
Transaction Monitoring
Experience in anti-money laundering compliance
Compliance assessment and evaluation
Audit management
Accomplishments
(KIB)
Since joining KIB AML on August 22, 2022, I have successfully:
✓ Closed six audit recommendations from GIA's KIB AML Audit.
✓ Collaborated with the team to reduce outstanding End-of-Day alerts from 14,552 (as of June 29, 2021) to current levels with no back log items.
✓ Cleared 147 Transaction Review Cases from the backlog as of March 31, 2023.
✓ Updated the KIB AML Procedures for Issues 2 and 3 to address process gaps and ensure alignment with Group AML procedures and statutory regulatory requirements.
(OCBC)
✓ Get-It-Done Award for Process Improvement received from Dzulkifly Aminuddin, Head of Customer Experience
(Standard Chartered)
✓ The team supported has been awarded as most improved team for Quarter 4, QA findings.
✓ SPOT Award for Quarter 4, 2016 - Giving high volumes and performing QC checks despite being a new member of the Vietnam team.
(HDPM)
✓ No rework on dispute cases returned from the production teamup to date.
(Citigroup)
✓ SPOT Award for June 2015 – Assisting ICG India to clear General Cases back log.
✓ SPOT Award for March 2015 – Meeting above the given target in ICG India team.
✓ SPOT Award for December 2014 – Assisting GCG Australia to clear the backlog.
✓ SPOT Award for July 2014 – Assisting GCG Australia to clear the backlog.
✓ Galaxy of Thanks from the Team Leader for year 2013dedication and hard work.
✓ Galaxy of Thanks from Unit Lead for year 2014 team contribution and effort.
(RBC)
✓ Given Level 2 access as a reviewer for the team to review and validate other administrator’s works within 8 months.
✓ Appointed as the group leader in one of the subgroups which is Group 2 - UK & Other Clients since January 2012
✓ Given Level 3 access as a super user to the CPS system to bypass and inject contingency for spreadsheets in October 2012
Timeline
SENIOR COMPLIANCE MANAGER
LULU MONEY (MALAYSIA) SDN BHD
03.2025 - Current
AVP, Financial Crime Surveillance
Kenanga Investment Bank Berhad
01.2024 - 02.2025
Lead, AML (KIB AML Unit)
Kenanga Investors Berhad
08.2022 - 12.2023
Manager - AML Centralized Team (CFS Risk and Prevention Department)
OCBC Bank (Malaysia) Berhad
06.2017 - 07.2019
Senior Analyst - Team Lead (Financial Crime Surveillance Unit Management)
Standard Chartered Global Business Services
09.2016 - 06.2017
Assistant Manager - Quality Assurance L2 (Financial Crime Compliance & Regulatory Compliance)
HSBC Electronic Data Processing (Malaysia)
08.2015 - 08.2016
AML Analyst, Assistant Manager
Citigroup Transaction Services Malaysia
01.2013 - 08.2015
Administrator, Pricing Asian Centre
Royal Bank of Canada, RBC
12.2010 - 01.2013
Global Support Executive, Corporate Actions; Global Custody UK - Capital Repayments
HSBC Electronic Data Processing (Malaysia)
07.2009 - 12.2010
Foundation of Accounting - undefined
UNIVERSITI TENAGA NASIONAL
Bachelor of Finance -
UNIVERSITI TENAGA NASIONAL
ICA International Diploma in Anti Money Laundering -
INTERNATIONAL COMPLIANCE ASSOCIATION (ICA)
ADVANCED CERTIFICATION IN ANTIMONEY LAUNDERING AND COUNTER FINANCING OF TERRORISM -
AICB
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