Mohd Khairi Bin Zainal Abidin
Collection, Legal
Kuala Lumpur,14
Summary
Dynamic Assistant Vice President at ORIX Asset Management with a robust understanding of legal statutes and risk management. Proven track record in enhancing collection strategies and overseeing litigation processes, achieving significant improvements in asset recovery. Strong analytical thinker and effective communicator, adept at corporate presentations and operational oversight.
Overview
21
21
years of professional experience
Work History
Assistant Vice President
ORIX Asset Management Sdn. Bhd.
02.2010 - Current
- Supervise, monitor, and develop strategies on collection activities.
- Manage, supervise, and administer all litigation activity for mortgage loan portfolios and hire purchase portfolios.
- Coordinate and monitor the panel solicitors' work, conduct, and performance in every step and progress of each litigation case.
- Co-ordinate and strategize with panel solicitors on any contested litigation.
- Attend trials at the Magistrate, Session, or High Court; land inquiries at Land Offices; creditors' meetings with liquidators; and other off-site meetings involving authorities as and whenever required.
- Oversee and supervise the repossession and disposal of assets under the Hire Purchase portfolio, and the auction of properties under the Mortgage portfolio.
Executive
ING Insurance Berhad
06.2008 - 01.2010
- Handles collection and recovery exercises (phone calls and site visits) for delinquent and non-performing loans (NPLs) under the mortgage portfolio.
- Conducting settlement negotiations with defaulters.
- Handles litigation proceedings against the NPL files under the mortgage portfolio.
- Coordinate the sales of properties under the mortgage portfolio via auction with auctioneers and real estate agents.
- Meeting the monthly target of the collection rate and NPL ratio.
Time Scale Clerk
HSBC Bank Malaysia Berhad
05.2004 - 04.2008
- Conduct collection activities via phone calls and face-to-face negotiation with walk-in borrowers for non-performing loans (NPL) of the mortgage portfolio.
- Conduct a litigation exercise in coordination with panel solicitors.
- Prepare and issue correspondences and letters to borrowers, panel solicitors, and other external parties.
- Prepare proposals for loan restructuring for approvals by the management.
- Undertake any ad hoc responsibilities as and when required by the management.
Education
Diploma - Digital Communications And Multimedia
University Technology Malaysia
Johor Bahru, Johor, Malaysia 04.2001 -
SPM - Civil Engineering
Sekolah Menengah Teknik Kuala Lumpur
Kuala Lumpur 04.2001 -
Skills
Excellent understanding of legal statutes in relation to financial services and collection such as Financial Service Act 2013, National Land Code 1965, Insolvency Act 1967, Hire-Purchase Act 1967, Companies Act 2016 WritingAnalytical thinkingProblem-solving abilitiesOperations oversightFinancial analysis and planningRisk managementExcellent understanding of legal statutes in relation to financial services and collection such as Financial Service Act 2013, National Land Code 1965, Insolvency Act 1967, Hire-Purchase Act 1967, Companies Act 2016
Accomplishments
Land mark case involved/participated in: Jigarlal K Doshi @ Jigarlal a/l Kantilal Doshi v Resolution Alliance Sdn Bhd and another appeal [2012] 1 LNS 811
Additional Information
Languages
- Bahasa Malaysia
- English
Computer Skills
- Microsoft Words (Advance)
- Microsoft Excel (Intermediate)
- Microsoft PowerPoint (Intermediate)
- Network configuration (Intermediate)
- Hardware connection (Advance)
Hobbies & Interest
- Reading, research and learning into subjects such as history, politics, economy, science, technology, sports and others which could assist in building external knowledge.
Certifications
- Occupational Emergency First Aid & Cardiopulmonary Resuscitation; FMM Institute; 2017
Availability
Availability
Three (3) months upon resignation from current employment.
Timeline
Assistant Vice President
ORIX Asset Management Sdn. Bhd.
02.2010 - Current
Executive
ING Insurance Berhad
06.2008 - 01.2010
Time Scale Clerk
HSBC Bank Malaysia Berhad
05.2004 - 04.2008
Diploma - Digital Communications And Multimedia
University Technology Malaysia
04.2001 -
SPM - Civil Engineering
Sekolah Menengah Teknik Kuala Lumpur
04.2001 -