Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level manager position. Ready to help team achieve company goals.
Hi, I’m
Kent Chhooi Kok Keong
Wakaf Bharu,Kelantan
Summary
Overview
17
years of professional experience
10
years of post-secondary education
3
Certifications
Work History
CIMB Bank BerhadWakaf Bharu
Business Manager
01.2020 - Current
Job overview
- Execute plans and strategies set by Head Office
- Develop Hire Purchase sales tactics and plans that are in line with the AFS sales strategy
- Coordinate business activities in achieving AFCs and the Bank's objectives in line with the rules and regulations
- Achieve the targets set by management and manage the actual performance against targets for the sales staff
- Adhere to the Delegated Authority and Power of Attorney vested on the holder
- Ensure strict compliance with business rules, terms of underwriting, statutory requirements and company guidelines
- Ensure timely pick-up of loan application for evaluation, verification, approval, including appeal and subsequent escalation to Retail Credit Management - Auto for decision
- Ensure disbursement documentation in order and approved items/conditions fulfilled and recommended to Retail Credit Management - Auto for disbursement approval
- Review and reply to audit reports, attend audit meetings, follow up on issues raised and ensure corrective/preventive actions are taken to avoid recurrence
- Oversee AFCs General administration matters and ensure proper control
- Monitoring of performance of staff at AFC and guidance to staff
- Any other duties and responsibilities as assigned by Management from time to time.
CIMB Bank BerhadKota Bharu
Assistant Business Manager
05.2014 - 12.2019
Job overview
- Assist BM in the management of AFC
- Ensure timely pick-up of loan application for evaluation, verification, approval, including appeal and subsequent escalation to RCRM-Auto for decision
- Ensure disbursement documentation in order and approved terms/conditions fulfilled and recommended to RCRM-Auto for disbursement approval
- Review and reply to audit reports, attend audit meetings, follow up on issues raised and ensure corrective/preventive actions are taken to avoid recurrence
- Ensure timely payment of AFCs utility expenses
- Ensure proper control of fixed assets and proper maintenance of the premises and office equipment
- Regular check on security documents and vehicle inspections for Floor Stocking and other related facilities
- Key holder of Centre premises
- Undertake the functions and responsibilities of Designated Compliance Officer
- Any other duties and responsibilities as assigned by Management from time to time.
CIMB Bank BerhadKota Bharu
Credit Processing Executive
03.2010 - 04.2014
Job overview
- Evaluate the creditworthiness of the credit application and ensure strict compliance with all business rules, terms of underwriting, statutory requirements and company guidelines
- Ensure that the data keyed in by ME/ABMS/SSC in ACS are accurate and complete
- Ensure timely pick-up of credit application for processing
- Ensure that all supporting documents are verified and checked for accuracy
- Conduct verification with third parties at the best effort basis, for the purpose of credit verification and evaluation
- Verify the results of all credit checking and other checking as when required on hirer, guarantor and vehicle of applicable
- Identify potential fraud such as falsified documents being used for credit application
- If any irregularities detected on the documents provided by customer/dealer, to notify RCRM-Auto Support via email and upload all relevant documents in ACS
- Determine the total loan exposure of the applicant and guarantor
- Recommended to conduct site visit where necessary
- Recommended credit application for decision
- Review and assess appeal cases on customer request for change in credit terms
- Perform CTOS enquiry for all non-individual applications, customer age more than 30 years old but no CCRIS record
- Ensure that tasks are carried out with integrity and accuracy, service delivery standard and speed are within TAT timeline
- Any other duties as assigned by ABM/BM and higher authorities from time to time.
CIMB Bank BerhadKota Bharu
Credit Administration Executive
10.2007 - 02.2010
Job overview
- Drive the completion of disbursement documents and information by working as a team with Sales Staff
- Check the completeness and correctness of documentation as per requirements
- Manage disbursement TAT within targeted timeline
- Follow through on lending documents and information with Sales Staff
- Submit ownership claim through FIS-Hakmilik System upon request and after ensuring all documentation is completed and all approval conditions are fulfilled
- Ensure timely submission of complete JPH transfer documents to appointed runners and maintain proper record
- Recommended all loan disbursements
- Ensure all related registers pertaining to the unit/section are properly maintained and updated timely
- Monitor and follow up on relevant post-disbursement documents and non-compliance issues
- Ensure the photocopy of duly transferred Vehicle Ownership Certificate is certified true copy prior to updating JPH transfer status in SIBS-eTP for PBT/PBR/IBS cases
- Perform Ownership Inquiry via FIS Gateway at FIS Tab on ownership record
- Ensure that CIMB Ownership Claim status is 'Claim Processed'
- Upon disbursement, ensure credit files together with security documents are forwarded to iCIMB according to service level agreement timeliness and update SIBS-eTP on movement of the credit files accordingly
- Custodian of security documents for Floor Stocking
- Supervise and ensure timely printing of HP Agreement
- Brief customer on the contents of HP Agreement, witness the execution of the Agreement and sight original identification documents
- Attend to walk-in customers who inquire about hire purchase products at AFC
- To serve Product Disclosure Sheet to customer
- Cross-selling on Banca and other products.
Education
Northen University of Malaysia
Bachelor of Communication (Hons) from Development Communication
06.2003 - 05.2006
University Overview
Sekolah Menengah Chung Hwa
Sijil Tinggi Persekolahan Malaysia (STPM)
01.2001 - 05.2002
University Overview
Sekolah Menengah Chung Cheng
Sijil Pelajaran Malaysia (SPM)
01.1995 - 05.2000
University Overview
Skills
Communication (Written and Verbal)
Certification
Takaful Basic Examination Part A & C, Islamic Banking and Financial Institute Malaysia, 2018
Birthday
Birthday
24/12/1982
Personal Information
Personal Information
- Gender: Male
- Nationality: Malaysian
- Marital Status: Married
References
References
References available upon requestTimeline
Business Manager
CIMB Bank Berhad
01.2020 - Current
Assistant Business Manager
CIMB Bank Berhad
05.2014 - 12.2019
Credit Processing Executive
CIMB Bank Berhad
03.2010 - 04.2014
Credit Administration Executive
CIMB Bank Berhad
10.2007 - 02.2010
Northen University of Malaysia
Bachelor of Communication (Hons) from Development Communication
06.2003 - 05.2006
Sekolah Menengah Chung Hwa
Sijil Tinggi Persekolahan Malaysia (STPM)
01.2001 - 05.2002
Sekolah Menengah Chung Cheng
Sijil Pelajaran Malaysia (SPM)
01.1995 - 05.2000
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