Summary
Overview
Work History
Education
Skills
Accomplishments
Personal Information
References
Certification
Timeline
AccountManager

KARTIK MANICKAM

Seremban

Summary

At RHB Banking Group, my role as Senior Manager in Sanctions & Trade Advisory hinges on ensuring compliance with intricate sanction laws and AML/CFT regulations. Weaving over a decade in the compliance field, my mission has been to spearhead initiatives that enhance transactional integrity and safeguard our financial systems.

My tenure at RHB Banking and DHL Supply Chain has furnished me with a robust proficiency in sanctions screening, policy review, and stakeholder advisory. These competencies, coupled with my credentials from the International Compliance Association, underpin my dedication to fortifying our stance against financial crimes and contributing to the organization's reputation for excellence in compliance.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Senior Manager -Sanctions & Trade Advisory

RHB Bank Berhad
06.2022 - Current
  • Assessed and provided clearance for transactions involving sanctioned entities or countries based on applicable sanction laws (i.e., OFAC, EU, UN).
  • Reviewed and mapped AML/CFT/Sanction policy against Group and regulatory requirements to ensure full implementation.
  • Oversaw Business/Support Units (BSU) AML/CFT procedures to ensure compliance with RHB Bank Policy and regulatory requirements.
  • Provided clarity to BSU to meet AML/CFT/Sanction expectations and requirements.
  • Offered AML/CFT/Sanction advisory to BSU on policy and guidelines requirements.
  • Advised on customer due diligence and provided clearance and recommendations for on-boarding and continuous monitoring.
  • Conducted L3 trade/payment/name screening sanction monitoring and clearance.
  • Provided accurate and timely reporting for senior management.
  • Maintained AML/CFT system management and internal database.
  • Assessed Customer Relationship Reviews and provided AML/CFT consent for requests/action plans due to adverse media, restricted relationships, or questionable activities on customers.
  • Provided clearance on high-risk customers and Politically Exposed Persons/Corporations (PEP/PEC) during on-boarding or ongoing due diligence review.

Senior Compliance Analyst - Denied Party Screening

DHL Supply Chain
04.2021 - 03.2022
  • Manage DPS Team in Kuala Lumpur
  • Supervised and delegated tasks to a team of [5] people
  • Screening the system generated matches to determine match validity, document assessment results and if required, escalate positive matches or red flags for analysis and resolution
  • Conducting detailed due diligence screening and secondary reviews using Case Management, Dow Jones, and other platforms
  • Conducting level 2 detailed reviews
  • Conducting quality assessment on level 1 reviews
  • Providing advice on reviewed matches to key stakeholders
  • Supporting innovation and creativity that leads to continual process and service improvements
  • Ensuring timely screening of matches as per the SLA
  • Ensure procedures and controls documentation is updated and in accordance with corporate guidelines
  • Conducting training of new resources on the DPS process.

Senior KYC Compliance Specialist

SWIFT
03.2014 - 10.2020
  • Lead the KYC Operation Team in KL
  • Supervised and delegated tasks to a team of [6] people
  • Subject matter resource for KYC team
  • Trained, coached, and supervised new staff members
  • Ensured the team performing with operations excellence mindset and customer centric mindset
  • Assessed the team performance against the KPI
  • Reviewed KYC records for accuracy, completeness and validity
  • Communicated updates with senior management and key stakeholders on the status of client's KYC records
  • Facilitated KYC data collection and validation process to feed SWIFT central Know Your Customer Registry
  • Provided end to end customer on-boarding assistance to SWIFT KYC Registry customers
  • Periodic review activities (user risk monitoring and compliance re-verification process) for existing customers
  • Ensured proper implementation of the KYC registry guidelines
  • Proactively participated in meetings and helped create new practice.

Mobile Banker

HSBC Bank (M) Bhd
07.2013 - 02.2014
  • Responsible for promoting HSBC Personal Financial Services products to customers
  • Responsible in meeting and exceeding sales target for the team and contributes to the banks business in line with Retail Banking and Wealth Managements strategy
  • Ensured all leads are followed up promptly and professionally
  • Responsible for developing and implementing effective sales plan and activities that will contribute to the sales performance.

Administrator - International Market Settlement

RBC Investor & Treasury Services
03.2011 - 06.2013
  • Responsible for pre-matching trades and ensure timely settlements for over 80 markets worldwide
  • Interacted daily with the middle office, sub-custodians, counter parties, immediate supervisors, and the finance desk
  • Responsible for daily stock and cash reconciliations, as well as a responsibility in the fails management, reporting and escalation
  • Responsible for manual amendments and cancellations of trades swift instruction
  • Responsible cash funding for Euro, GBP, USD and CAD currency
  • Assisted clients with cross border settlements.

Global Support Executive - KYC Operations

HSBC Electronic Data Processing (Malaysia) Sdn Bhd
01.2010 - 12.2010
  • Conducting clients detailed background checks to all HSBCs existing clients
  • Obtaining all the necessary Know Your Client's documentations to assess client's identity and risks of money laundering, terrorist financing and financial crime will be a critical part of the job role
  • Conduct reviews on New Business KYC profiles, across multiple business lines, ensuring AML regulations and HSBC policies and procedures are maintained and adhered
  • Responsible for the delivery of high standards of client service, at the same time ensuring that all internal (e.g
  • Risk) and external (e.g
  • Compliance) standards requirements are met in full.

Education

Bachelor of International Finance (International & Offshore Banking) (Hons) -

University Malaysia Sabah

Skills

  • AML compliance knowledge
  • Policy Interpretation
  • Sanctions screening expertise
  • Regulatory understanding
  • Teamwork and Collaboration
  • Microsoft Office
  • Strong Work Ethic
  • Compliance Monitoring
  • Sanctions compliance
  • Risk Management

Accomplishments

    ACHIEVEMENTS - PROCESS IMPROVEMENTS


  • Lead the effort to gained efficiency of 624 minutes/month in Sanction List Monitoring team by eliminating the process of sending emails to the team for list acceptance.
  • Managed the effort to automate the process of adding Sanctions Reference (SR) Value dates automatically by parser which gained efficiency of 360 minutes/ months in Sanction List Monitoring team.


    • HONORS & AWARDS


    Won Catalyst Award (Best Team Award) for delivery outstanding team performance - International Settlements team in RBC Investor Services

Personal Information

  • Title: Senior Manager, Sanctions Advisory
  • Date of Birth: 03/21/1986
  • Nationality: Malaysian

References

  • Jonathan Tin, RHB Bank Berhad, +60162002321, tin.eng.fei@rhbgroup.com, Senior Manager


  • Melania Peter, SWIFT, +60166539262, melania.peter@swift.com, Manager

Certification

ICA International Advanced Certificate in Anti Money Laundering

Timeline

Senior Manager -Sanctions & Trade Advisory

RHB Bank Berhad
06.2022 - Current

Senior Compliance Analyst - Denied Party Screening

DHL Supply Chain
04.2021 - 03.2022

Senior KYC Compliance Specialist

SWIFT
03.2014 - 10.2020

Mobile Banker

HSBC Bank (M) Bhd
07.2013 - 02.2014

Administrator - International Market Settlement

RBC Investor & Treasury Services
03.2011 - 06.2013

Global Support Executive - KYC Operations

HSBC Electronic Data Processing (Malaysia) Sdn Bhd
01.2010 - 12.2010

Bachelor of International Finance (International & Offshore Banking) (Hons) -

University Malaysia Sabah

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KARTIK MANICKAM