Summary
Overview
Work History
Education
Skills
Accomplishments
Affiliations
Certification
17. LANGUAGES
Timeline
12. INSTITUTIONAL RECOGNITION
8. ACADEMIC & PROFESSIONAL SERVICE
6. TEACHING PORTFOLIO
4. TRAINING OF TRAINERS & PROFESSIONAL DEVELOPMENT
7. CONFERENCE PRESENTATIONS & ACADEMIC LEADERSHIP
14. PROFESSIONAL MEMBERSHIPS & COMMUNITY SERVICE
13. AWARDS & SERVICE RECOGNITION
Personal Information
country and village walk
HAZMI BIN DAHLAN

HAZMI BIN DAHLAN

Islamic Banking & Finance
Kuala Lumpur,14

Summary

Islamic finance, Shariah governance and higher-education professional with more than two decades of academic experience at Universiti Malaysia Sabah (UMS). Subject expertise includes Fiqh Muamalat, Shariah governance and compliance, Islamic financial contracts, Ethics & Governance in Islamic Finance, Usul Fiqh, Qawaid Fiqhiyyah and Islamic financial literacy. Holds a PhD in Business Management, an MBA and a Bachelor of Usuluddin, combining Islamic scholarship with contemporary management education and professional advisory practice. Completed the Ministry of Higher Education Malaysia (KPT) Training of Trainers (ToT) programme for TITAS lecturers and a structured series of academic-development programmes in learning assessment, curriculum development, research methodology, module development and academic reviewing.

Dr. Hazmi's professional profile integrates Islamic scholarship in Fiqh Muamalat, Usul Fiqh and Qawaid Fiqhiyyah with business-management training, more than two decades of higher-education teaching, structured trainer development and applied Shariah-related advisory experience. This combination supports academic teaching, professional training, Islamic finance and Shariah governance roles where institutions require the practical translation of Shariah principles and Islamic contractual analysis into governance, management, training and organisational contexts.

Professional with extensive experience in founding and managing businesses, demonstrating exceptional leadership and strategic planning capabilities. Proven track record in creating and implementing effective business strategies, fostering team collaboration, and driving growth. Known for adaptability and results-focused approach, excelling in dynamic and fast-paced environments.

Overview

3
3
Languages
1
1
Certification
10
10
years of professional experience

Work History

Founder & Advisor

Aqad Professional Consultant
01.2024 - Current
  • Advised on Islamic finance, Fiqh Muamalat, and Shariah-compliant business arrangements to enhance compliance and strategic alignment.
  • Reviewed contractual concepts and transaction structures, ensuring alignment with Shariah principles and identifying areas for clarification or restructuring.
  • 2024-Present

Syariah Advisor

Terabyte Solutions Sdn. Bhd
Kuala Lumpur, Malaysia
01.2019 - Current
  • Advised clients on tailored IT solutions aligned with operational requirements and business goals with islamic requirement.
  • Assessed technical needs and translated requirements into actionable solution recommendations.
  • Guided implementation discussions with internal teams and client stakeholders to support delivery alignment.
  • Reviewed project specifications to identify risks, gaps, and improvement opportunities early to make legal with islamic concepts

Shariah-Related Advisory Engagements

Terabyte Solutions Sdn. Bhd. & Koperasi Sireh Bina Labuan Berhad
01.2017 - Current
  • Advised on business and contractual arrangements from Fiqh Muamalat and Shariah-compliance perspective, reviewing contract concepts and recommending adjustments to ensure compliance.
  • 2017-Present
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.

Senior Lecturer

Universiti Malaysia Sabah (UMS)
Labuan
01.2023 - 01.2023
  • Lecturer in Islamic Finance & Banking, UMS Labuan International Campus (2007-2023) | Tutor, Labuan School of International Business and Finance (2002-2004)
  • Teaching Excellence: average Teaching Delivery Assessment Score of 4.8/5.0.
  • Evaluated postgraduate proposals as Academic Panel Evaluator for one PhD and three master's projects in Fiqh Muamalat, Islamic contracts, and Shariah governance, ensuring rigorous academic standards.
  • Supervised 85 undergraduate research projects in Islamic banking, finance, and takaful, fostering student engagement and practical application of theoretical concepts.
  • Developed course assessment instruments and integrated Moodle-based learning to enhance student learning experiences and streamline course delivery.
  • Entrepreneurship & Islamic Social Finance: integrated zakat, Islamic social finance and socio-economic empowerment concepts into Asas Projek Keusahawanan (APK).
  • Universiti Malaysia Sabah (UMS)

Education

Doctor of Philosophy (PhD) - Business Management

Universiti Malaysia Sabah
01-2023
Thesis: "Akad Dalam Takaful Kenderaan Dari Perspektif Ustaz dan Ustazah di Malaysia".

Syahadah Tahfiz Al-Quran

Madrasah Quran Gulberg, Karachi, Pakistan

Master of Business Administration (MBA) - undefined

Universiti Kebangsaan Malaysia
01-2007
Thesis: Sukuk Applications.

Bachelor of Usuluddin - undefined

Al al-Bayt University, Jordan
01-2001

Completion of Al-Quran Memorisation (Khatam)

Madrasah Quran Kubang Bujuk, Serada, Kuala Terengganu
01-1991

Skills

  • Islamic Finance & Banking
  • Islamic contracts
  • Shariah Governance & Compliance
  • Islamic finance ethics
  • Islamic jurisprudence
  • Islamic Financial Literacy
  • Islamic Finance Training
  • Islamic Entrepreneurship
  • Social finance
  • Risk Assessment
  • Strategic thinking
  • Innovative thinking

Accomplishments

  • Principal Investigator | Speak Jordanian Arabic (2023) - Funding: RM7,700. Co-authored and published a practical textbook/module used by Malaysian students pursuing higher education in Jordan.
  • Principal Investigator | Tahap Kemahiran Imam dalam Menukar Kata Ganti Nama Ketika Bacaan Doa Bahasa Arab (2021) - Funding: RM1,500.
  • The Dean of Labuan Faculty of International Finance, UMS, in a 2026 testimonial, recognised contributions to teaching, student development, entrepreneurship education, zakat / Islamic social finance integration and community empowerment.
  • Certificate of Appreciation - Arab Medicine Cultural Forum, Jordan (2025)
  • Chancellor Appreciation of Service - Universiti Malaysia Sabah (2024)
  • Dean Research Abroad Award - Universiti Malaysia Sabah (2024)
  • Faithful Service Medal (Pingat Perkhidmatan Setia) (2023)
  • 10 Years Service Award (2013)
  • Outstanding Service Award (Anugerah Perkhidmatan Cemerlang) (2012)
  • Parliament Research Appreciation, Labuan (2011)

Affiliations

  • Association of Shariah Advisors in Islamic Finance Malaysia (ASAS).
  • Persatuan Ulama Malaysia (PUM), Labuan.

Certification

  • Yumeiho Therapy - Grade 1 & Grade 2 | International Institute of Preventive Medicine Practice / Yumeiho Center | 31 August 2026.
  • Intensive Training Course in Chiropractic (60 Training Hours) | Cardiff College | 23 January 2025.
  • Registered Traditional & Complementary Medicine Practitioner, Malaysia; International Apitherapy Course & Workshop, Romania (2025).

17. LANGUAGES

Malay - Native
English - Professional working proficiency
Arabic - Professional working proficiency

Timeline

Founder & Advisor - Aqad Professional Consultant
01.2024 - Current
Senior Lecturer - Universiti Malaysia Sabah (UMS)
01.2023 - 01.2023
Syariah Advisor - Terabyte Solutions Sdn. Bhd
01.2019 - Current
Shariah-Related Advisory Engagements - Terabyte Solutions Sdn. Bhd. & Koperasi Sireh Bina Labuan Berhad
01.2017 - Current
Madrasah Quran Kubang Bujuk - , Completion of Al-Quran Memorisation (Khatam)
Al al-Bayt University - Bachelor of Usuluddin,
Universiti Kebangsaan Malaysia - Master of Business Administration (MBA),
Madrasah Quran Gulberg - , Syahadah Tahfiz Al-Quran
Universiti Malaysia Sabah - Doctor of Philosophy (PhD), Business Management

12. INSTITUTIONAL RECOGNITION

  • Post-Retirement Official Testimonial & Letter of Endorsement (2026) - Dean, Labuan Faculty of International Finance, Universiti Malaysia Sabah.
  • The testimonial recognises teaching performance, entrepreneurship education, integration of zakat and Islamic social finance concepts, community empowerment, industry collaboration and consultancy engagement.
  • The Dean supports Dr. Hazmi for academic, consultancy, training, research, entrepreneurship, community development and Islamic social finance initiatives.

8. ACADEMIC & PROFESSIONAL SERVICE

  • 2019 - Final Year Project (FYP) Panel Committee Member, Labuan Faculty of International Finance, Universiti Malaysia Sabah, Semester 2, Session 2018/2019, 16-17 March 2019.
  • 2018 - Protocol Committee Member, 3rd Applied International Business Conference (AIBC 2018), Labuan Faculty of International Finance, Universiti Malaysia Sabah, 23-24 October 2018.
  • 2018 - Committee Member, Arabic Language Textbook Evaluation, Bengkel Kerja Penyediaan Penilai Buku Teks Kurikulum Standard Sekolah Menengah Tahun 2018, Zon Sabah, Textbook Division, Ministry of Education Malaysia, 2-4 May 2018.
  • 2010-2011 - Committee Member, Surau Al-Hikmah, Universiti Malaysia Sabah, Labuan International Campus; appointment by Majlis Agama Islam Wilayah Persekutuan (MAIWP), 1 January 2010-31 December 2011.

6. TEACHING PORTFOLIO

  • Islamic Financial System / Fundamentals of Islamic Finance / Contemporary Issues in Islamic Finance
  • Takaful Muamalat / Fiqh Muamalat I & II
  • Ethics & Governance in Islamic Finance
  • Usul Fiqh II / Qawaid Fiqhiyyah
  • Islamic Theology (Aqidah Islamiah) / Islamic and Asian Civilisations (TITAS)
  • Personal Financial Management

4. TRAINING OF TRAINERS & PROFESSIONAL DEVELOPMENT

  • SHARIAH, ISLAMIC FINANCE & GOVERNANCE
  • 2025 - Standard Pengukuran Pematuhan Syariah (I-SYIFA), Jabatan Agama Islam Wilayah Persekutuan (JAWI), Labuan, 3 September 2025.
  • 2023 - Seminar Penjelasan Isu Semasa Peringkat Wilayah Persekutuan Labuan, Jabatan Agama Islam Wilayah Persekutuan (JAWI), 17 June 2023.
  • 2017 - Seminar Perbankan Islam Peringkat Wilayah Persekutuan Labuan, Bank Islam Malaysia Berhad and Pejabat Mufti Wilayah Persekutuan, 12 October 2017, Labuan.
  • 2012 - Seminar on Islamic Banking & Finance: Products & Instruments, Centre for Research and Training (CERT), 30-31 January 2012, Kuala Lumpur Convention Centre, Malaysia.
  • 2009 - Workshop on Shariah Audit for Islamic Finance, Centre for Research and Training (CERT), 20-21 April 2009, Impiana KLCC Hotel, Kuala Lumpur.
  • HIGHER EDUCATION, TEACHING & ASSESSMENT
  • 2017 - Learning Assessment (T108), Level 3, Akademi Kepimpinan Pendidikan Tinggi (AKEPT), Ministry of Higher Education Malaysia, 24-25 August 2017.
  • 2017 - Learning Assessment (T108), Level 2, AKEPT, Ministry of Higher Education Malaysia, 26-27 July 2017.
  • 2017 - Learning Assessment T108, Level 1, AKEPT, Ministry of Higher Education Malaysia, 23-24 May 2017.
  • 2011 - Training of Trainers (ToT) for TITAS Lecturers, Malaysian Public Universities, Series 1/2011, Department of Higher Education, Ministry of Higher Education Malaysia, 13-16 January 2011.
  • 2010 - Preparation of Syllabus and Portfolio Phase II, Universiti Malaysia Sabah, 11-12 March 2010.
  • RESEARCH METHODOLOGY & ACADEMIC DEVELOPMENT
  • 2019 - Two-Day Workshop on Partial Least Squares Structural Equation Modelling (PLS-SEM) - Basic and Intermediate, Universiti Malaysia Sabah, 14-15 December 2019.
  • 2019 - Bengkel Pembinaan Soal Selidik Kajian, Unit Penyelidikan Psikologi dan Kesihatan Sosial, Fakulti Psikologi & Pendidikan, Universiti Malaysia Sabah, 30 June 2019.
  • 2019 - Bengkel Pembinaan dan Pengujian Modul, Unit Penyelidikan Psikologi dan Kesihatan Sosial, Fakulti Psikologi & Pendidikan, Universiti Malaysia Sabah, 29 June 2019.
  • 2016 - Kursus Metodologi Pascasiswazah, Semester 2 Session 2015/2016, Centre for Postgraduate Studies, Universiti Malaysia Sabah, 22-25 February 2016.
  • 2016 - Qualitative Research Analysis Technique Workshop, Centre for Postgraduate Studies, Universiti Malaysia Sabah, 27 April 2016.
  • 2009 - Kursus Metodologi Penyelidikan UMS, Universiti Malaysia Sabah, 10-12 March 2009.
  • 2008 - Information Systems and Computing Paper Review Course, Brunel University West London, 8 January 2008.
  • LEADERSHIP, COOPERATIVE & STRATEGIC MANAGEMENT
  • 2019 - Pengurusan Strategik (SLW31), Institut Koperasi Malaysia, 25-26 June 2019, Labuan.
  • 2018 - Seminar Kepimpinan dan Integriti Koperasi Negeri Sabah, ANGKASA, 16 March 2018, Kota Kinabalu, Sabah.
  • REGULATORY & INTERDISCIPLINARY DEVELOPMENT
  • 2018 - Taklimat Akta Perubatan Tradisional dan Komplementari 2016 (Akta 775), Bahagian Perubatan Tradisional dan Komplementari, Kementerian Kesihatan Malaysia, 4 July 2018, Hospital Labuan.

7. CONFERENCE PRESENTATIONS & ACADEMIC LEADERSHIP

  • 2024 - Paper Presenter
  • Seminar Kebangsaan Fiqh Muamalat & Kewangan Islam, 25 October 2024, Auditorium Dr. Zainudin Jaffar, Universiti Islam Selangor (UIS). Paper: "Kajian Kualitatif Kontrak Perjanjian Cuti Belajar Sebuah Universiti Awam (PCBU.IPTA) di Malaysia: Analisis Akad (Kontrak) dari sudut Muamalat."
  • 2018 - Presenter
  • 3rd Applied International Business Conference (AIBC 2018), Labuan Faculty of International Finance, Universiti Malaysia Sabah, 23 October 2018, Dorset Grand Labuan Hotel, Labuan, Malaysia. Paper: "Penemuan Kelemahan Susun Atur Akad dalam Borang Takaful Kenderaan di Malaysia: Kajian Perbandingan Borang Takaful Kenderaan di Malaysia dan Jordan."
  • 2017 - Presenter & Session Chair
  • International Conference of Economics (ICE 2017), Faculty of Business, Economics and Accountancy, Universiti Malaysia Sabah, in collaboration with Sabah Economic Development and Investment Authority (SEDIA) and Institute Development of Studies Sabah (IDS), 28-29 November 2017.
  • 2017 - Presenter
  • 8th International Conference of the Asian Academy of Applied Business 2017, "Sustaining the Performance of Business in a Dynamic Economic Environment," 20-21 December 2017, Sabah, Malaysia.
  • 2009 - Paper Presenter
  • Program Ijtima' Imam dan Guru Agama Wilayah Persekutuan Labuan, Jabatan Agama Islam Wilayah Persekutuan (JAWI), 7 November 2009, Dewan Syura Masjid Jamek An-Nur, Labuan.
  • 2008 - Presenter
  • International Conference on Entrepreneurship 2008 (ICE 2008), Faculty of Management and Muamalah, Kolej Universiti Islam Antarabangsa Selangor (KUIS), 27-28 May 2008, Meritus Pelangi Beach Resort & Spa, Langkawi, Malaysia.
  • BOOKS
  • Muda, N. & Dahlan, H. (2023). Cakap Arab Jordan (CAJ). Bravo Global Venture. ISBN 9786299790228.
  • BOOK CHAPTERS
  • Dahlan, H., Muda, N., Abdullah, M. N. A., & Nik Man, N. A. (2024). "Kajian Kualitatif Kontrak Perjanjian Cuti Belajar Sebuah Universiti Awam (PCBU.IPTA) di Malaysia: Analisis Akad (Kontrak) dari Sudut Muamalat." In M. R. Mohd Nor, K. M. Mustafa, N. Othman, N. Mustaffa & R. Ahmad (Eds.), Pemantapan & Pelaksanaan: Sistem Kewangan Islam. Shah Alam: Persatuan Ulama' Malaysia. ISBN 9789832306573.
  • Dahlan, H. & Muda, N. (2022). "Urusan Kewangan Anda di Bank Ibarat Ayam di Reban untuk Dipilih sebagai Hidangan." In H. Amin & M. I. Abd Jalil (Eds.), Celik Kewangan Islam: Siri 1. Kota Kinabalu: Penerbit Universiti Malaysia Sabah. ISBN 978-967-2738-44-2.
  • SELECTED JOURNAL ARTICLES
  • Dahlan, H. & Muda, N. (2023). Analysis of the Study Leave Agreement Contract of a University (PCBU): An Islamic Contract Perspective. Labuan e-Journal of Muamalat and Society, 17(2).
  • Ag Omar, P. M. F. F., Hajimin, M. N. H., & Dahlan, H. (2020). Zakat on Minerals: A Theoretical Analysis. Journal of Critical Reviews, 7(18).
  • Dahlan, H. et al. (2019). Comparison of Malaysian and Jordanian Motor Takaful Contracts. Labuan e-Journal of Muamalat and Society, 13(1).
  • Amin, H., Chong, R., Dahlan, H., & Supinah, R. (2007). An Ar-Rahnu Shop Acceptance Model (ARSAM). Labuan e-Journal of Muamalat and Society, 1.
  • Google Scholar: https://scholar.google.com/scholar?hl=en&as_sdt=0%2C5&q=hazmi+dahlan&btnG=&oq=hazmi | Metrics recorded in the source CV: 78 citations, h-index 3, i10-index 2.

14. PROFESSIONAL MEMBERSHIPS & COMMUNITY SERVICE

  • Association of Shariah Advisors in Islamic Finance Malaysia (ASAS)
  • Persatuan Ulama Malaysia (PUM), Labuan
  • Islamic Finance Program Student Club, Labuan Faculty of International Finance, UMS, Advisor, Labuan, 2022, 2023
  • Community Islamic financial literacy programmes, including engagement involving Orang Asli Muslim communities.
  • 2025, 2025, International guest-speaker engagements recorded in the source CV: Malaysia (2025), Türkiye (2025) and Jordan (2026).

13. AWARDS & SERVICE RECOGNITION

Certificate of Appreciation - Arab Medicine Cultural Forum, Jordan (2025), Chancellor Appreciation of Service - Universiti Malaysia Sabah (2024), Dean Research Abroad Award - Universiti Malaysia Sabah (2024), Faithful Service Medal (Pingat Perkhidmatan Setia) (2023), 10 Years Service Award (2013), Outstanding Service Award (Anugerah Perkhidmatan Cemerlang) (2012), Parliament Research Appreciation, Labuan (2011)

Personal Information

Title: Islamic Finance & Shariah Governance Specialist | Academic | Professional Trainer

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can see the real life, structure and sosial 

HAZMI BIN DAHLANIslamic Banking & Finance