FARAH JAAFAR SIDDIQ

Core Responsibilities

• Develop new business and maximizing existing business by promoting, marketing and structuring financing products that suits customer financing requirements as well as cross selling other products and/ or services available at MBSB.
• Design and implement a strategic business plan to achieve departmental and individual KPIs.
• Maintain high quality of account portfolio and to increase SME and Commercial Portfolio growth.
• Prepare, evaluate and review credit proposal paper to ensure high quality standard to be presented to the respective approving authority for approval i.e. MICC, BICC, BOARD, ect.
• Build and promote strong, long lasting customer relationships by partnering with them and understand their needs and requirements
• Carry out other duties as reasonable required by the Management
• To ensure the Annual Review and Interim Review are carried on a timely basis.
• To improve MBSB Banks Non-Performing Financing, Impairments and provisioning within the Commercial and SME clientele segment.
• To promote SME program and Government/BNM fund program to the customers to increase the portfolio growth for SME segment.

SELECTED DEALS

• Financing the contract in relation to Hospital Sungai Bachok with total financing of RM5.5 million.
• Financing the Property Development nearby Sepang with GDV of RM70 million
• Financing the contract financing of development of RKAT project at Kuantang with a financing limit of RM46 million.
• Financing the Property Development nearby Rawang with GDV of RM35 million

Associate, Regional Marketing, Kuala Lumpur Regional Centre

• Conducts sales and marketing activities to solicit for business among the existing and potential clients. Focuses on financing package of more than RM3.0 million and above.
• Evaluates and proposes suitable Bank’s products and services that suit to their business needs while maintaining a good rapport, integrity and professionalism with clients.
• Conducts credit assessment and prepares credit proposal to obtain approval and/or decision from Bank Approving Authority based on the proposed financing packages.
• Ensures financial proposal comply with internal and external standards, risks and compliance requirements.
• Responsible in compiling Condition Precedents (CPs) for disbursement to utilize financing facilities.
• Ensures achievement of financing approval and financing quality as budgeted.

Selected Deal involved:-

ssociate, Commercial Financing, Business Banking

• Strategize quality of the portfolio via internal and external resources.
• Ensure that all financing application activities undertaken comply with internal and external standards, risk and compliance requirements.
• Ensure Commercial Financing portfolio provides maximum profitability for the Bank through efficient service delivery and effective control mechanism.
• Maximize customer profitability through disciplined relationship management and up-selling and cross- selling.
• Ensure the existing facilities are timely reviewed & renewed and all required changes are properly undertaken for continuous utilization.

Selected Deal involved:-

Practical Trainee

• Training focusing in writing credit paper, account statement analysis, financial analysis and other relationship management duties i.e. marketing and etc.
• Involved in management, operation and documentation, customer services, promotion of products and services.
• Preparing financing application document as it involve various issues included in document.
• Making the processes of financing with officer guidance.