Emma Seng

• Responsible to manage all aspects of Risk Management aspects of the organization, its employees, clients, reputation, assets and interests of stakeholders. Specific risk areas include corporate governance, information security, insurance and compliance risks.
• Design, lead and implement group risk management strategy.
• Provide regular reports to relevant Board committees, board and management teams detailing current issues or any other information, as required.
• Lead management team on embedding risk aware culture, including providing education/training to employees to build risk awareness.
• Perform risk assessment for new products or enhancement to existing new products.
• Review and assess third party service providers/business partners before onboarding them.
• Manage and conduct annual Business Continuity test and related activities.
• Exercise leadership capabilities by successfully motivating and inspiring team members.
• Core member of the Company's working group on addressing BNM Policy Document on Climate Risk Management and Scenario Analysis requirements.
• This role encompasses operational risk management activities for Tune Insurance Malaysia Berhad's holding company, Tune Protect Group Berhad and its sister company, Tune Protect Re Ltd.

• Responsible to manage all aspects of Risk Management matters of the organization, its employees, clients, reputation, assets and interests of stakeholders.
• Specific risk areas include corporate governance, information security, insurance and compliance risks.
• Design, lead and implement group risk management strategy.
• Apart from risk management matters relating to Tune Insurance Malaysia Berhad, also responsible for risk management and compliance matters of its holding company Tune Protect Group Berhad, and its sister company Tune Protect Re Ltd.
• Establish and quantify the organization's risk appetite and ensure risk approach adheres accordingly.
• Ensure compliance with regulatory obligations whilst taking commercial and practical approach to risk-based challenges and offer appropriate solutions.
• Provide regular reports to relevant committees, board and management teams detailing current issues or any other information, as required.
• Lead management team on embedding risk aware culture, including providing education/training to employees to build risk awareness.
• Lead, review and participate in the training of risk team to ensure their technical knowledge and soft skills are continually developed.

• Responsible to manage all aspects of Risk Management matters of the organization, its employees, clients, reputation, assets and interests of stakeholders. Specific risk areas include corporate governance, information security, insurance and compliance risks.
• Establish and quantify the organization's risk appetite and ensure risk approach adheres accordingly.
• Ensure compliance with regulatory obligations whilst taking commercial and practical approach to risk-based challenges and offer appropriate solutions.
• Provide regular reports to relevant committees, board and management teams detailing current issues or any other information, as required.
• Lead management team on embedding risk aware culture, including providing education/training to employees to build risk awareness.

Compliance & Risk Management responsibilities remain the same as per previously.

Company Secretary responsibilities:

• Ensuring that the company is in compliance with BNM Guidelines in relation to corporate governance and Board matters and in compliance with Companies Act.
• Provide administrative support and guidance to company directors.
• Guide Directors on day to day management of the organization, including compliance with legal and statutory requirements.
• Convening and servicing board meetings
• Minutes writing and prepare meeting reports

• Report to the CEO on any issues or events discover during review of risk management and compliance matters and monitor resolution of these issues.
• Assist management in reviewing and assessing adequacy of control of internal policies and procedures.
• Monitor progress of rectification of audit issues highlighted by internal auditor, external auditor, Bank Negara Malaysia (BNM) examiner and PIAM auditors and ensure all audit issues highlighted are fully rectified.
• Act as the focal point for newly issued regulations and track status of initiatives to address the requirements. Assisting management in meeting requirements.
• Review risk management strategy of the company, prepare documents to table at Risk & Capital Committee meeting.
• Conduct risk and control assessments of all critical activities of the company.
• Responsible for reviewing and localizing risk management and compliance related policies cascaded by head office and implementations.
• Facilitate quarterly business plan stress test of the company.
• Monitor capital position of the company in line with ICAAP requirements and liaise with all parties involved for actions required.
• Responsible for BNM's ORION Reporting.
• Responsible as liaison person with BNM.