Summary
Overview
Work History
Education
Skills
Timeline
Generic
Emilia Chong

Emilia Chong

VP, Deposit Portfolio, Retail Deposits
Kuala Lumpur

Summary

Performance driven with a proven track record at Ambank (M) Berhad, driving business growth through innovative pricing strategies and experience in aligning systems, policies and product with business requirements. Offers strategic planning abilities, forward thinking mindset in enhancing customer loyalty and market share. Successfully executed targeted campaigns, resulting in significant portfolio performance improvements.

Overview

16
16
years of professional experience

Work History

Vice President, Retail Deposit

Ambank (M) Berhad
04.2023 - Current
  • Led a team in executing pricing strategies for fixed deposit products, driving business growth initiatives.
  • Analyzed portfolio data to enhance CASA penetration, reducing attrition, and increasing customer loyalty.
  • Collaborated with cross-functional teams to prioritize enhancements, improving the overall customer experience to meet business objectives.
  • Developed a payroll value proposition for customer acquisition and increased customer product holdings.

Senior Manager, Retail Deposit

Ambank (M) Berhad
01.2020 - 04.2023
  • Spearheaded CASA acquisition initiatives, driving growth through strategic partnerships.
  • Developed and executed targeted campaigns to enhance portfolio performance.
  • Analyzed customer behavior to identify market opportunities and developed innovative products, resulting in increased market share.
  • Experienced in managing budget planning and project management

Segment Marketing Manager

AmBank (M) Berhad
10.2018 - 01.2020
  • Developed a compelling Customer Value Proposition for the Priority Banking segment, enhancing customer engagement.
  • Executed targeted business strategies to drive customer acquisition and deepen wallet share.
  • Collaborated with cross-functional teams to analyze market trends, ensuring alignment with customer needs.

Manager, Product & Marketing, Share Financing

Hong Leong Bank Berhad
11.2014 - 04.2017
  • Identified and improved existing product design, pricing implementation and portfolio strategy to cater to market needs.
  • Implemented marketing strategies and sales campaigns to drive usage and acquisition.
  • Collaborated with bank’s distribution channel to drive sales.
    Reviewed and improved existing operational process, cost efficiency and overall customer experience enhancement.
  • Take charge of marketing collateral and product policy to ensure are complied with BNM requirements and Regulatory Act.

Executive, Regional Strategic Planning

Maybank Berhad
05.2011 - 10.2014
  • Development and validation of business case and tracking mechanism for various Transformation Initiatives.
  • Undertake key strategic projects (e.g. Big Data Project, In-depth Customer and Competitor Analysis etc) towards creation of fresh ideas and business model.
  • Support Regional Consumer Financial Services (CFS) on overall strategic visioning as well as to develop longer term business plan and roadmap for Group CFS.
  • Work closely with business leaders in the region and prepare regular strategic updates to top management.


Executive, Business Development


  • Developed, managed and executed marketing activities of Priority Banking distribution channel to drive customer base and revenue for Affluent segment.
  • Managed Affluent Customers Loyalty Program via Lifestyle Events to increase customer stickiness to the Bank.
  • Analyze and monitored the trend of Affluent banking based on the establishment objectives, market characteristics, and competitive factor to ensure Priority Banking is ahead in the industry.
  • Provided training to Customer Relationship Executives (CREs) to improve product competency and to achieve sales target.

CFS Graduate Management Trainee

OCBC Bank
07.2009 - 04.2011

IQ Manager

• Involved in presenting and marketing Corporate Salary Scheme to targeted companies.
• Collaborated with different business units internally and externally to execute marketing activities / events at corporate offices to achieve sales target.
• Able to work under pressure in meeting monthly target and clients’ requirements within time limit given.

Bancassurance Executive

• Involved in presenting and marketing Insurance products to corporate employees to meet customers’ savings and protection needs.
• Built and maintained good relationship with Insurance partner Great Eastern.

Personal Loan Sales Executive

• Attained prospects in marketing personal loan through telemarketing, blitz, and road shows to meet prospects’ financial needs.

Education

Bachelor of Economics (major in Finance) - Business/Managerial Economics

University Putra Malaysia
Selangor
04.2001 -

Skills

Effective team leadership

Timeline

Vice President, Retail Deposit

Ambank (M) Berhad
04.2023 - Current

Senior Manager, Retail Deposit

Ambank (M) Berhad
01.2020 - 04.2023

Segment Marketing Manager

AmBank (M) Berhad
10.2018 - 01.2020

Manager, Product & Marketing, Share Financing

Hong Leong Bank Berhad
11.2014 - 04.2017

Executive, Regional Strategic Planning

Maybank Berhad
05.2011 - 10.2014

CFS Graduate Management Trainee

OCBC Bank
07.2009 - 04.2011

Bachelor of Economics (major in Finance) - Business/Managerial Economics

University Putra Malaysia
04.2001 -
Emilia ChongVP, Deposit Portfolio, Retail Deposits