Chai Cheng Sik (Joshua)
Senior Credit Analyst
Subang Jaya, Selangor,10
Summary
Experienced Senior Credit Analyst with comprehensive knowledge of financial analysis in diverse global industries. Cultivating leadership skills through collaborative teamwork, project management, and process enhancements. Committed to pursuing management opportunities for career advancement.
Overview
5
5
years of professional experience
3
3
Languages
Work History
Senior Credit Analyst
Brenntag
10.2023 - Current
- Conducted comprehensive credit analysis for clients, evaluating their financial health, creditworthiness, and risk exposure.
- Assessed clients' financial statements to determine the potential credit risks and opportunities.
- Conducted analysis of the credit risks of Global Key Accounts and recommended the creditworthiness of clients.
- Monitored the clients' payment history and overdue accounts to ensure compliance.
- Contributed and worked on enhancement projects aiming at reducing workload.
- Managing junior analysts and providing them guidance on their tasks.
Senior Credit Analyst
CMA-CGM
08.2021 - 09.2023
- Analysed and assessed clients' financial information, and credit history of existing and potential clients, to recommend credit terms for them.
- Communicated with Head Office Credit Management on the recommendation and approval.
- Performed High-Risk assessments quarterly for existing clients.
- Kept up weekly with financial news and trends of big clients to inform credit risks.
- Reviewed credit applications and performed credit checks following evaluation procedures.
Administrative Clerk
Great Vision Business Advisory Services Sdn Bhd
01.2021 - 07.2021
- Managed client communications by answering phones and corresponding through email.
- Ensured proper documentation of past records and files.
- Analysed data for accuracy before inputting it into the system.
Intern - Credit Analyst
CMA CGM
01.2020 - 06.2020
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
- Analyzed problems and worked with teams to develop solutions.
- Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
Education
Bachelor of Science - Business Finance, 4+0 Collaboration With SNHU
INTI INTERNATIONAL COLLEGE SUBANG
Selangor 04.2001 -
Skills
Credit & Financial Analysis
Verbal and written communication
Training and mentoring
Portfolio management
Languages
3,B1,4,B2,6,C2
Education
other
Hobbies
- Reading Books
- Sports
- Investments
Timeline
Senior Credit Analyst
Brenntag
10.2023 - Current
Senior Credit Analyst
CMA-CGM
08.2021 - 09.2023
Administrative Clerk
Great Vision Business Advisory Services Sdn Bhd
01.2021 - 07.2021
Intern - Credit Analyst
CMA CGM
01.2020 - 06.2020
Bachelor of Science - Business Finance, 4+0 Collaboration With SNHU
INTI INTERNATIONAL COLLEGE SUBANG
04.2001 -
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