Seeking a challenging career with a progressive organization that provides opportunity to capitalize my skills & abilities in the financial as well as other foreign industries.
Overview
25
25
years of professional experience
4
4
Languages
Work History
Assistant Manager
Parkson Credit Sdn Bhd
05.2020 - Current
Collections Oversight: Supervise the collections team to maximize debt recovery and reduce overall Days Sales Outstanding (DSO).
Team Leadership and Training: Mentor and guide junior staff, assisting the manager with performance management and daily task delegation.
Policy and Compliance: Ensure adherence to internal credit policies and external regulations, actively identifying and mitigating credit risk.
Reporting and Analysis: Generate and analyze credit reports, aging summaries, and write-off projections for management review.
Customer/Client Relations: Serve as the escalation point for complex billing or payment disputes to maintain strong client relationships.
Senior Customer Service Executive
Hong Leong Bank Berhad
01.2007 - 04.2019
Champions service performance within branch (queue management, complaint handling, customer experience)
Approve, Review and Audit Teller and Related Branch Financial Transactions (End of Day Financial Transaction Checking, Balance, Reconciliation, etc.) in order to Prevent and Detect Fraud and Errors
To assist Branch Manager on Staff Capacity planning (staff leave administration & relieve arrangements)
Comply to Bank’s internal control and procedures
Ensure Self-Audit Check is carried out diligently as required
Oversees the Day to Day Activities of Subordinates Tellers
Relief functions as and when required
Assist on teaching and coaching Tellers and Subordinates
Represent Hong Leong Bank in community relationship building
Process improvement and cost down initiatives
Unit Leader - Credit Management
ÆON Credit Service (M) Berhad
01.2003 - 01.2007
Ensure smooth running of branch day to day operation in meeting company’s Goal and Objective
Manage overall branch performance ranging from sales, counter service level and cross sell volume
Strategize, implement and execute action plans to fulfill company Sales Budger and other related operation key results area (KRA)
Ensure branch budgets are achieve and to be profit oriented
Establish and implement Policies and Procedures to improve service qualities
Execute branch Standard Operation Procedures and manage branch operation in compliance
Manage, councel, coach and motivate Subordinates and Staff
Conduct Weekly and Monthly Meetings between representatives from relevant department and Staff
Bank Clerk
Affin - ACF Finance Berhad
01.2001 - 01.2003
Handle internal and external customer queries
Handle maintenance and processing of routine daily and monthly activities (Data Entry, Cheque Clearing Transactions, etc)
Manage and prepare Monthly Returns for submission in a timely and accurate manner
Maintain and ensure due observation of Affin - ACF Internal Control Standards, including the timely implementation of recommendations made by internal and external auditors
Ensure awareness of compliance requirements and implementation of Group Compliance Policy
Maintain Affin - ACF Internal Control Standards, implement and observe Group Compliance Policy
Maintain awareness on operational risk including Identification, Assessment, Mitigation and Control, Loss Identification and reporting in accordance with Section 4 of Group Operations
Education
ICM Advanced Diploma - Business Studies
Ipoh Institute of Management
01.2001
Sijil Penilaian Menengah (SPM) Grade II - undefined
Sekolah Menengah Kebangsaan Raja Perempuan
Ipoh
01.1997
Skills
Prioritize Company's and Department's Agenda
Interests
Caffeine & Cocktail Enthusiast
Timeline
Assistant Manager
Parkson Credit Sdn Bhd
05.2020 - Current
Senior Customer Service Executive
Hong Leong Bank Berhad
01.2007 - 04.2019
Unit Leader - Credit Management
ÆON Credit Service (M) Berhad
01.2003 - 01.2007
Bank Clerk
Affin - ACF Finance Berhad
01.2001 - 01.2003
Sijil Penilaian Menengah (SPM) Grade II - undefined