Azzuwanie Binti Norizan
Credit Evaluation Executive
Setapak
Summary
Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.
To obtain a challenging and responsible position where I can impart my knowledge and contribute the best of my skills and effort for the growth of the company.
To be a team player in a progressive and dynamic organization that believes in the professionalism and skill development of its people.
Overview
11
11
years of professional experience
1
1
Language
Work History
Credit Evaluation Executive (Credit Card)
Bank Simpanan Nasional Berhad
08.2019 - Current
- Assessed credit risk and analyzed financial statements.
- Enhanced customer satisfaction by streamlining communication channels and improving response times.
- Credit evaluation process for new application (Credit Card) in Activate System
- Receiving and reviewing of application cases that are submitted by sales team.
- Recommend credit limits of new customers or existing customers for balance transfer, additional card and increase credit limit
- To perform in depth credit evaluation using common framework of 5C’s in accessing credit risk, customer creditworthiness for prudent credit decision
- Liaising with credit card team for update any issues of cards
- Does any necessary administrative work or ad hoc job that request by superior
- Project - involve in system enhancement (Activate)
Admin and Sales Executive
Keyline Consulting Sdn Bhd
05.2018 - 07.2019
- Generates and processes new sales such as sales order
- Arrange delivery for the order and prepare document such as delivery order
- Bill customers according to the delivery item
- Answers phone calls from customers and deals with problems as they arise
- Takes sales information and puts it into an easily readable format
- Follows up with customers to make sure that they are satisfied with a particular product
- Provides any necessary data or reports to the sales team
- Does any necessary administrative work including filing reports or presenting sales team with necessary documents
Personal Assistant
Kumpulan ZAY
05.2015 - 05.2018
- Assist client for making claim
- Process and review insurance documentation and ensure all documents are complete
- Assist in customer services to include answering phone
- Make clients premium payment
- File and maintain customers’ insurance file
- Assist in group management
Credit Assessment Officer
AEON Credit Service (M) Berhad
11.2014 - 05.2015
- Perform full Easy payment assessment task in professionalism manner
- Verify customer details
- To comply with company’s guidelines and procedures for all product credit scheme
Education
Bachelor of Science - Management Mathematics
Universiti Teknologi Mara (UiTM)
Perlis 1 2007 - 1 2010
Skills
Credit analysis
Loan documentation
Risk assessment
Credit decisions
Loan evaluation
Verbal and written communication
Credit reporting
Credit risk
Coursework
- Calculus
- Basic Accounting
- Principle and Practice of Management
- Probability and Statistics
- Linear Algebra
- Economics
- Financial Management
- Econometrics
- Ordinary Differential Equation
- Mathematical Economics
- Analysis
- Inventory Control and Queuing Theory
- Operations Management
- Risk Management
- Mathematical Modeling
- Organizational Behavior
Co Curriculum
- Secretary of Management Mathematics Society (MANATICS)
- Secretary of 'Program Kerjaya' organized by Manatics Society, UITM Perlis
- Facilitator of 'Mathematics Motivation Camp' organized by Persatuan Matematik Semalaysia
- Participated in 'Teambuilding' organized by Manatics by UITM Perlis
- Committee of Ping Pong Club, Kolej MARA Kulim
- Participated in 'Ping Pong Tournament' organized by Ping Pong Club, Kolej MARA Kulim
- Participated in 'Netball Tournament' organized by Kolej MARA Kulim
- Active Member of Pandu Puteri by Sek. Men. Keb. Dato’ Onn
Personal Information
- IC Number: 880115-14-5006
- Age: 35
- Nationality: Malaysian
- Marital Status: Single
Race Religion
Malay/Islam
Timeline
Credit Evaluation Executive (Credit Card)
Bank Simpanan Nasional Berhad
08.2019 - Current
Admin and Sales Executive
Keyline Consulting Sdn Bhd
05.2018 - 07.2019
Personal Assistant
Kumpulan ZAY
05.2015 - 05.2018
Credit Assessment Officer
AEON Credit Service (M) Berhad
11.2014 - 05.2015
Bachelor of Science - Management Mathematics
Universiti Teknologi Mara (UiTM)
1 2007 - 1 2010
Similar Profiles
MUHAMMAD SYAUQI EDZHAM BIN ZULHAIMIMUHAMMAD SYAUQI EDZHAM BIN ZULHAIMI
Direct Sales Team Manager at Bank Simpanan NasionalDirect Sales Team Manager at Bank Simpanan Nasional
Muhd Nor Hisham Bin Mat SayutiMuhd Nor Hisham Bin Mat Sayuti
Officer at Bank Simpanan NasionalOfficer at Bank Simpanan Nasional
Murni MukhtarMurni Mukhtar
Section Head - Gold Account at BANK SIMPANAN NASIONALSection Head - Gold Account at BANK SIMPANAN NASIONAL
Shahila Binti NorddinShahila Binti Norddin
Senior Marketing Executive/Manager at CBS Sdn BhdSenior Marketing Executive/Manager at CBS Sdn Bhd
Sook Fun YapSook Fun Yap
Category Manager at Watsons Personal Care Stores Sdn BhdCategory Manager at Watsons Personal Care Stores Sdn Bhd