Annie, Li Yean Lee
Credit Manager
USJ, Subang Jaya
Summary
Results-driven in Credit Manager experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.
Overview
28
28
years of professional experience
2
2
years of post-secondary education
Work History
Credit Manager
VSTECS KUSH SDN BHD
Kota Damansara
02.2013 - Current
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Analyzed applicants' financial status and credit evaluations to determine credit limit feasibility.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Monitored accounts for signs of fraud and non-payment issues.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Performed monthly credit control meeting with Sales team in monitoring overdue status with follow up action within the same month
Credit Manager
LF Asia Malaysia Sdn Bhd
Shah Alam
03.2008 - 01.2013
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Participate and implemented standard operating procedures in ISO 9001 to achieve consistency in unit operations.
- Recognized across organization for diligence, accuracy and contributions toward maintaining positive cash position through problem resolution.
- Negotiated settlements and payment terms with customers and delivered customized payment plans.
- Developed strategies to expedite payments and customer resolutions.
- Optimized credit approval and collection processes, improving operational efficiencies by DSO (Days Sales Outstanding)
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Referred delinquent accounts to our own debt collectors in expediting collection and enhance company cash flow.
Assistant Credit Manager
Kurnia Insurans (M) Sdn Bhd
Kuala Lumpur
05.1995 - 02.2008
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Participate and implemented standard operating procedures in ISO 9001 for credit controller to achieve consistency in daily operations.
- Used Microsoft excel to perform reconciliation of customer disputed accounts
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Monitored accounts for signs of fraud and non-payment issues.
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Streamlined processes for early identification of potential credit system and monitoring problems.
Education
Bachelor of Science - Finance And Banking
University of Nebraska, Lincoln
United States Of America 08.1992 - 12.1994
Skills
Proficient inEnglish, Bahasa Malaysia, Mandarin [Language]
Expertise in Microsoft excel, words & powerpoint
Credit reports
Financial analysis and reporting
Timeline
Credit Manager
VSTECS KUSH SDN BHD
02.2013 - Current
Credit Manager
LF Asia Malaysia Sdn Bhd
03.2008 - 01.2013
Assistant Credit Manager
Kurnia Insurans (M) Sdn Bhd
05.1995 - 02.2008
Bachelor of Science - Finance And Banking
University of Nebraska, Lincoln
08.1992 - 12.1994