Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Projects
Extra Curricular Activities
Timeline
Generic

Amarnath Rao

Assistant Manager - Credit Analysis Unit
Selangor

Summary

Banking professional with 3 years of experience in banking and capital markets, currently an Assistant Manager at HSBC focusing on credit analysis for alternative funds. Knowledge in financial modeling, data analysis, and capital markets research, with a Master’s in Data Science in progress and CFA Level I candidacy. Seeking banking roles mainly in equity or debt research to apply a strong mix of financial insight and technical expertise. Interested in other banking roles as well.

Overview

4
4
years of professional experience
8
8
Certifications
3
3
Languages

Work History

Assistant Manager - Credit Analysis Unit

HSBC Bank
07.2025 - Current
  • Supervised day-to-day operations to meet performance, quality and service expectations.
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Support credit analysis for alternative funds, hedge funds, traditional funds, and global custody accounts
    across regions including the US, Europe, Bermuda, the UK, and Hong Kong.
  • Prepare credit proposals and scorecards to facilitate approval processes, ensuring adherence to internal risk
    and compliance standards.
  • Conduct annual and ad-hoc credit reviews; manage CARM submissions and maintain credit and limit data
    post-approval.
  • Monitor excesses, Independent Amounts (IA), and Initial Margins; generate regular operational risk and
    performance reports.
  • Collaborate closely with onshore Credit Officers and Relationship Managers to assess financial and non-financial risks and recommend effective mitigation strategies.
  • Identify potential credit risks, escalate concerns promptly, and propose proactive solutions to maintain
    portfolio integrity.
  • Lead or contribute to internal process improvement initiatives aimed at optimizing service delivery and
    operational efficiency.
  • Ensure alignment with HSBC’s internal control policies and regulatory requirements; support successful audit
    outcomes and closure of audit points.
  • Actively engage in performance management processes, team meetings, and knowledge sharing to drive
    continuous improvement.

Analyst - Funding & Liquidity Management

Royal Bank of Canada, RBC
04.2023 - 06.2025
  • Supported daily operations across multiple desks including Collateral Management, Global Loans, Treasury (Funding & Liquidity), FX, and Asset Servicing across APAC and EMEA regions.
  • Managed settlement, corporate actions, and payment processing for various financial instruments, ensuring high accuracy and adherence to internal risk controls and regulatory guidelines.
  • Conducted daily cash funding, reconciliations, and Nostro reporting; investigated and resolved breaks and discrepancies to support accurate position coverage and mitigate operational risk.
  • Provided front-office desk with timely funding projections and reporting to support liquidity management and risk oversight.
  • Monitored and processed corporate actions (e.g., dividends, redemptions), coordinating with traders, equity support, and prime brokers across regions.
  • Liaised with internal and external stakeholders including clearing exchanges, custodians, clients, and brokers to ensure timely settlement and resolution of trade-related issues.
  • Maintained and updated desk procedures and checklists to support knowledge transfer and operational
    continuity.

Accounting & Finance Intern

Thither Global (M) Sdn Bhd
12.2021 - 03.2022
  • Data handling & analysis to find required transactions via Python & Excel.
  • Maintained confidentiality when handling sensitive financial information, adhering to ethical guidelines set forth by the company''s policies.
  • Supported senior finance team members with ad-hoc projects as needed, demonstrating flexibility and adaptability in a fast-paced work environment.
  • Gained proficiency in accounting software systems such as QuickBooks and Excel, streamlining data entry tasks and report generation processes.

Education

Master of Science - Data Science

Sunway University
Bandar Sunway
04.2001 -

Bachelor of Science - Actuarial Science

Sunway University
Bandar Sunway
04.2001 -

Monash University Foundation Year - Accounting & Mathematics

Sunway College
Bandar Sunway
04.2001 -

Skills

Operations management

Problem-solving

Decision-making

Time management

Staff training and development

Highly skilled in Microsoft Excel, Word, and PowerPoint
Greatly competent in Python and R programming
Basics in SQL, Tableau & Power BI
SWIFT Messaging

CHESS Settlements
Investment Operations
Trade Reconciliation
Transaction Processing

Accomplishments

  • Achieved HSBC Rising Star Award through effectively and quickly managing BAU.

Certification

CB1 Exemption – Institute and Faculty of Actuaries

Projects

Portfolio Optimization Using Machine Learning and Macroeconomic Indicators.

Tools: Google Colab, Jupyter Notebook, Python

Developed portfolio optimization models using machine learning (RF, XGBoost), deep learning (LSTM, CNN), and reinforcement learning (PPO). Integrated macroeconomic indicators (CPI, GDP, interest rates) with stock price data to capture non-linear market patterns. Conducted backtesting, rolling validation, and stress testing to improve robustness, outperforming traditional methods (MPT, CAPM) in Sharpe ratio and risk-adjusted returns.


Rental Price Prediction in Indian Cities
Tools: R Programming & Microsoft Excel
Built machine learning models to predict rental prices using real estate data from Kaggle (4,746 entries, 13 features). Performed extensive data cleaning (outlier handling, binning, log transformation) and feature engineering on categorical variables. Compared Linear Regression, Decision Tree, and XGBoost; XGBoost achieved 99.99% R² and MAE of 11.21 INR, outperforming others in accuracy.


Crop Image Classification using Deep Learning
Tools: Jupyter Notebook [TensorFlow, CNN, ResNet50, EfficientNet B0, ImageDataGenerator]
Developed three deep learning models (CNN, ResNet50, EfficientNet B0) to classify crop types (Banana, Corn, etc.) from a 6,000-image Kaggle dataset. Used image augmentation, dropout layers, and max pooling to reduce overfitting and improve generalizability. ResNet50 performed best, achieving highest precision and recall among models; identified key areas for model performance tuning.


Used Car Price Prediction
Tools: Jupyter Notebook [Pandas, Scikit-learn]
Built regression models to predict used car prices from 19,237 rows of structured data. Conducted end-to-end preprocessing: handled outliers, removed duplicates, performed one-hot encoding of categorical variables. Random Forest model achieved 95.9% R², outperforming XGBoost and MLR in accuracy and MAE; supported fair valuation for buyers and sellers.

Extra Curricular Activities

Indian Society, Treasurer, SMK Bandar Puchong Jaya (B) Jan 2018 – Dec 2018
• Collection of Society funds from members.
• Keeping good accounting records of inflows and outflows
• Ensure all transaction receipts are recorded and safekept
Chess Club, Committee Member, SMK Bandar Puchong Jaya (B) Jan 2017 – Dec 2018
• Represented for School Level Chess tournament for 2 years.
Kadet Bomba, Committee Member, SMK Bandar Puchong Jaya (B) Jan 2017 – Dec 2018
• Assists the President in performing his or her duties.
• Ensure safety of fellow students during fire drills
• Volunteer in performing act in fire drill seminars

Timeline

Assistant Manager - Credit Analysis Unit

HSBC Bank
07.2025 - Current

Citi Treasury & Trade Solutions Job Simulation

10-2024

Financial Markets (An Introduction)

08-2024

Introduction to Banking

05-2024

Intro to Capital Markets

05-2024

Analyst - Funding & Liquidity Management

Royal Bank of Canada, RBC
04.2023 - 06.2025

Excel Essential Training (Office 365/Microsoft 365)

03-2023

Excel: Advanced Formulas and Functions

03-2023

SQL Basics

03-2023

CB1 Exemption – Institute and Faculty of Actuaries

12-2022

Accounting & Finance Intern

Thither Global (M) Sdn Bhd
12.2021 - 03.2022

Master of Science - Data Science

Sunway University
04.2001 -

Bachelor of Science - Actuarial Science

Sunway University
04.2001 -

Monash University Foundation Year - Accounting & Mathematics

Sunway College
04.2001 -
Amarnath RaoAssistant Manager - Credit Analysis Unit